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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

My review

Very fast and efficient service on favorable terms Reviewed on: 7th July 2026

Trusted, reliable and safe

So easy to use and with the app can instantly check what your balance is. Customer service is helpful and they are always friendly and will do what they can to help. Most retailers now accept PayPal so ideal if you need some extra time to pay for your purchase. Also they give that added protection for peace of mind Reviewed on: 7th July 2026

Problems always solved.

Every time I've had an issue you've always resolved it, quickly Reviewed on: 7th July 2026

Easy and simple

Very easy to set up and once done I found it easy to navigate paying off credit. Customer service very helpful when required. very safe way to manage money Reviewed on: 7th July 2026

Really easy to use PayPal credit and manage account

Really easy to use PayPal credit and manage account Reviewed on: 7th July 2026

Perfect for ebay

Nice pay service with perfect cooperation with ebay and other retailers Reviewed on: 7th July 2026

The best bank for buying online.

The best bank for buying online. Secure and scam free. Reviewed on: 7th July 2026

Great customer service

Every issue ive had with retailers using PayPal has always been sorted out with no issue Reviewed on: 7th July 2026

Always there when I need it

I find the payment process is so quick and simple to use once setup When I’m stuck and need funding. PayPal is always there. I also like the various options of repayment Reviewed on: 7th July 2026

PayPal is so easy to use and any time I've had a pro...

PayPal is so easy to use and any time I've had a problem they have sorted it with no trouble and being able to use it pretty much everyday and pay in 3 is amazing really comes in handy Reviewed on: 7th July 2026

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