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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145677)

Buy now pay later

4
Very convenient way to pay. Hassle free Reviewed on: 8th June 2026

It’s easy and safe to use

5
It’s easy and safe to use and I particularly like the payment in three instalments interest free Reviewed on: 8th June 2026

Super easy, user friendly!

5
Super easy. User friendly. Cannot do without PayPal Reviewed on: 8th June 2026

I am speechless the service is brilliant

5
I am speechless the service is brilliant Reviewed on: 8th June 2026

The credit card service is fast and reliable.

5
The credit card service is fast and reliable. It is very easy to transfer money even between countries and its super easy to send money to friends and family. Reviewed on: 8th June 2026

Good safe transfers and payments

5
Good safe transfers and payments Reviewed on: 8th June 2026

Never had any problems with PayPal and they have hel...

5
Never had any problems with PayPal and they have helped me get money back from being scammed buying fake goods Reviewed on: 8th June 2026

PayPal Credit is Pure Magic

5
PayPal Credit is pure magic. One-tap checkout, instant spending power, and flexible payments that actually fit my life. No stress, just seamless buys everywhere I shop. Total game-changer—wish I’d started sooner! Reviewed on: 8th June 2026

It’s the best money tool

5
It’s my preferred method of payment and i do not see a better alternative, Paypal is the one and only. Reviewed on: 8th June 2026

Paypal app is very user friendly.

5
Paypal app is very user friendly. Reviewed on: 8th June 2026

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