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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,351 reviews, last reviewed 1st May 2026
1872050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Quick and easy access to funds only thing is the hig... Quick and easy access to funds only thing is the high rates of borrowing Reviewed on: 1st May 2026
Terry 's avatar
Terry

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91351)

Great service.

5
Great service. Never had any issues that PayPal couldn't resolve Reviewed on: 15th April 2026
Kerrie H's avatar
Kerrie H

PayPal is a safe and simple way to pay your onli...

5
PayPal is a safe and simple way to pay for your online purchases or paying friends and family, Plus you are protected by the money back guarantee if things go wrong with your purchases from online retailers Ect , Would definitely recommend paying by PayPal. Reviewed on: 15th April 2026
Dave F's avatar
Dave F

So easy to use.

5
So easy to use. I like to add it to my Apple Wallet. Reviewed on: 15th April 2026
ATTILA N's avatar
ATTILA N

I love it so much and it’s a great way to spend money.

5
I love it so much and it’s a great way to spend money. Reviewed on: 15th April 2026
Gulmira Serekbayeva's avatar
Gulmira Serekbayeva

Overall good experience, easy to use and clear on w...

5
Overall good experience, easy to use and clear on what you get Reviewed on: 15th April 2026
Karch's avatar
Karch

PayPal saved my holiday!

5
I have had issues in the past with eBay and scams and PayPal was there to help. As I was scammed online when away on holiday and thanks to PayPal they saved my holiday!! Reviewed on: 15th April 2026
BaShEr B's avatar
BaShEr B

Paypal Credit, security with great customer service.

5
I have found PayPal to be a secure way to pay with very clear statements and a good customer service. Reviewed on: 15th April 2026
Robert S's avatar
Robert S

The breathing space for small businesses

5
As a solo entrepreneur, PayPal help and give you that ‘breathing space’, to plan, budget and manage your buying process.. regular reminders and support available to keep you on track with your payments. It’s like anything, as long as you stick to your monthly payments (paying the minimum or more), there’s no interest after the agreed term has expired.. When you need to ‘bridge the gap’, PayPal is the little bank in your pocket!! Reviewed on: 15th April 2026
N Shepherd 's avatar
N Shepherd

awesome service all through out

5
awesome service all through out, very friendly customer service also Reviewed on: 15th April 2026
andreus j's avatar
andreus j

Always up to date and informative

5
Always up to date and informative Reviewed on: 15th April 2026
David Armstrong's avatar
David Armstrong

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