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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,255 reviews, last reviewed 1st May 2026
1867450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Your money in safe hands. The service provided by PayPal is first class, with added peace of mind knowing your finances are in safe hands. Reviewed on: 1st May 2026
Stephen R's avatar
Stephen R

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91255)

Fantastic.

5
Fantastic.easy and safe..I like working with paypal.. Reviewed on: 15th April 2026
Felicia P's avatar
Felicia P

Quick and intuitive app.

5
Quick and intuitive app. Pay in 3 is useful Reviewed on: 15th April 2026
M Brenski's avatar
M Brenski

Looking after my payments

5
It helps me to get purchases and provide me a way in not missing the money in order three payments. Keeping everything in one place. So I know what I owe. Then have no charges as its there looking after my account. So I can get on with my day knowing PayPal looking after my payments. Reviewed on: 15th April 2026
Wendy E's avatar
Wendy E

Easy to use finance .

5
Always easy to pay for something expense and spread the cost interest free. You can easily see what have paid and what you owe Reviewed on: 15th April 2026
MelieB's avatar
MelieB

Great rates and helps keep me out of debt!

5
Great rates and helps keep me out of debt! Reviewed on: 15th April 2026
Nat's avatar
Nat

Love the cash back on my spending

5
Love the cash back on my spending Reviewed on: 15th April 2026
Tracy l's avatar
Tracy l

Managing spending and control of finances

5
Transactions are always very efficient and simple to understand with up to date notifications of amounts paid and future payments clearly outlined and Paypals pay in 3 is very useful Reviewed on: 15th April 2026
James L's avatar
James L

Highly recommend

5
I have used PayPal for many years but I find paypal credit very reliable and easy to use and it works for me with their great rates ! Reviewed on: 15th April 2026
Daniel g's avatar
Daniel g

Had an issue involving an over payment on my credit...

5
Had an issue involving an over payment on my credit account. I over paid but ended up having to buy a car so they refunded me the over payment to help with this Reviewed on: 15th April 2026
Ian S's avatar
Ian S

No hiccups for any transaction.

5
No hiccups for any transaction. Extremely accommodating and helpful in purchases Reviewed on: 15th April 2026
Syed Hussain's avatar
Syed Hussain

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