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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Pay pal the best

5
Just a fantastic service to use and there 4 month interest free id fantastic Reviewed on: 7th July 2026

Great and fantastic goods delivered on time

4
Great and fantastic goods delivered on time Reviewed on: 7th July 2026

Smart way to spend

5
Excellent way to take the pressure off when buying gifts . PayPal gives you the option to pay small amounts over a longer period of time. Reviewed on: 7th July 2026

good app to work with when u dont have enoigh moneya...

4
good app to work with when u dont have enoigh moneya in ur acount Reviewed on: 7th July 2026

Excellent way to pay and track paymemts..

5
Efficient and safe way to pay for items online. Your account holds details of outgoing and incoming payments, so you can easily keep on top of payments and refunds. Altogether a great way to handle and process payments. Excellent! Reviewed on: 7th July 2026

So easy to manage my credit vis the app.

5
So essy to manage my credit vis the app. essy to understand, great products on offer. Reviewed on: 7th July 2026

PayPal help me so much for financial for live with m...

5
PayPal help me so much for financial for live with my familly Reviewed on: 7th July 2026

Easy and fast payments and secure all of the time.

5
Easy and fast payments and secure all of the time. Reviewed on: 7th July 2026

I’m very satisfied with the service I get from PayPa...

5
I’m very satisfied with the service I get from PayPal, whenever I had an issue it was dealt with. Reviewed on: 7th July 2026

It helps me to buy the purchases that I need without...

5
It helps me to buy the purchases that I need without choosing a lot in interest. Reviewed on: 7th July 2026

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