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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145681 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145682)

Good safe transfers and payments

Good safe transfers and payments Reviewed on: 8th June 2026

Never had any problems with PayPal and they have hel...

Never had any problems with PayPal and they have helped me get money back from being scammed buying fake goods Reviewed on: 8th June 2026

PayPal Credit is Pure Magic

PayPal Credit is pure magic. One-tap checkout, instant spending power, and flexible payments that actually fit my life. No stress, just seamless buys everywhere I shop. Total game-changer—wish I’d started sooner! Reviewed on: 8th June 2026

It’s the best money tool

It’s my preferred method of payment and i do not see a better alternative, Paypal is the one and only. Reviewed on: 8th June 2026

Paypal app is very user friendly.

Paypal app is very user friendly. Reviewed on: 8th June 2026

Very easy to use

Always find PayPal Credit and PayPal in general very easy to use - very simple to checkout and to pick different credit options. Also very easy to make payments at any point whether it be on pay in 3 or PayPal Credit. Reviewed on: 8th June 2026

So easy to use and available at so many different re...

So easy to use and available at so many different retailers Reviewed on: 8th June 2026

Additional security for my debit card

I like having the additional security of my paypal account linked to my debit card, if I am making a purchase I know I have a hassle free refund method if needed Reviewed on: 8th June 2026

I have used PayPal credit for a while, I find it aff...

I have used PayPal credit for a while, I find it affordable to pay back, it helps when I need it and every person that I have spoken to from PayPal have been super helpful and really lovely. Reviewed on: 8th June 2026

Pay in 3 is amazing value when a required purchase c...

Pay in 3 is amazing value when a required purchase comes up but want to spread the cost over a longer period Reviewed on: 8th June 2026

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