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PayPal: PayPal Credit reviews

4.91
Based on 91,202 reviews, last reviewed 1st May 2026
1864950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem using PayPal, it's quick and easy. Never had a problem using PayPal, it's quick and easy. Works well with my other accounts and is my go too account for buying and selling due to protec... Read more Reviewed on: 1st May 2026
AJ's avatar
AJ

Latest lowest rating:

2

I have not use it yet. I have not use it yet. I just created an account now Reviewed on: 1st May 2026
Berthe W's avatar
Berthe W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91202)

Trustworthy and convenient

5
Nice and easy to use, trustworthy too from a major brand. Reviewed on: 15th April 2026

Excellent service and would 100% recommend

5
I can not review customer service experience because, I have never had to use it and I have used PayPal for 21years. Love the ease of use, and PayPal in general. Reviewed on: 15th April 2026

Excellent service and good customer service

5
Excellent service and good customer service Reviewed on: 15th April 2026

perfect for someone setting u...

5
Great an quick service perfect for someone setting up their credit score Reviewed on: 15th April 2026

Great experience - really easy to use

5
Great experience - really easy to use Reviewed on: 15th April 2026

Easy and convenient.

5
The process for setting up is so much simpler than going through the bank, doesn’t take as long and is just over all a lot more convenient. Reviewed on: 15th April 2026

Peace of mind, great to have that option to pay off...

5
Peace of mind, great to have that option to pay off over 4 months on big purchases Reviewed on: 15th April 2026

Brilliant banking app

5
I have found that PayPal as been a real alternative to my everyday payment method easy and quick Reviewed on: 15th April 2026

Fair value for money assistance.

4
Fair value for money assistance. I.e. PayPal credit allows suitable amounts of money to assist day to day and I think there borrowing is more realistic for lenders. It's unfortunate PayPal isn't an individual bank or something to use at retail stores. I Reviewed on: 15th April 2026

Simple worry free online purchases PayPal is always...

5
Simple worry free online purchases PayPal is always my go to when doing online shopping I feel it’s safe using them and you have the added advantages of paying back over time. Reviewed on: 15th April 2026

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