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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal credit has always been amazing easy to use an...

5
PayPal credit has always been amazing easy to use and clear to understand repayments. Any problems or questions I had was always there to help sort or reassure me. Works on so maybe websites would highly recommend Reviewed on: 7th July 2026

Peace of mind

5
I have so much trust in PayPal I don’t make any online purchases without it Reviewed on: 7th July 2026

Always an excellent service with great communication

5
Always an excellent service with great communication Reviewed on: 7th July 2026

Great easy payment options

4
I like the ability to split payments into smaller chunks with Paypal Reviewed on: 7th July 2026

Paypals flexible payment options

5
Paypals flexible payment options make my purchase easy to manage Reviewed on: 7th July 2026

Reliable trustworthy and extremely useful

5
Reliable trustworthy and extremely useful Reviewed on: 7th July 2026

Credit at your fingertips

5
Always easy and convenient to use, becoming more and more accessible with the options now available. Great limits at you disposal and interest is not terrible. Reviewed on: 7th July 2026

Always had a good experience with PayPal.

5
Always had a good experience with PayPal. Any problems resolved quickly. Reviewed on: 7th July 2026

PayPal is best for the shopping .

5
PayPal is best for the shopping . It helps saving money. Its peace of mind for shopping. Reviewed on: 7th July 2026

My experience with PayPal has always been good.

5
My experience with PayPal has always been good. I’ve not got nothing bad to say if I’m honest. Reviewed on: 7th July 2026

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