Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (91183 reviews)

View other PayPal products

4.91

Based on 91,183 reviews, last reviewed 1st May 2026

1864150% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

What a pay pal When I needed payment option I was ale to use PayPal it takes away any worries as its on my phone eay to access lots of different options to suit my ... Read more Reviewed on: 1st May 2026

Latest lowest rating:

2

PayPal Credit I had PayPal Credit and I was using it regularly. Each time it showed a payment due, interest was being charged without me fully realizing it and with... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (91183)

Experience

Fast and smooth transactions much safer to use Reviewed on: 15th April 2026

Excellent tool for managing your money.

Excellent tool for managing your money. Reviewed on: 15th April 2026

Fantastic service

Always had a fantastic experience with customer service when theres been issues with transactions. However, I would appreciate more control on how I pay off certain items through credit. Reviewed on: 15th April 2026

I have managed to afford a lot of purchases using Pa...

I have managed to afford a lot of purchases using PayPal. Majority of my appliances at home I used to PayPal. Some even to treat myself a massage using this is a form of payment. And I also managed to take my children on a caravan trip also using PayPal so I’m grateful to have a PayPal account. Reviewed on: 15th April 2026

Most usefull

Innovative easy in use smart improvements Reviewed on: 15th April 2026

I use PayPal for everything as it’s safe and reliabl...

I use PayPal for everything as it’s safe and reliable and it’s easy and quick process Reviewed on: 15th April 2026

Useful payment options

I use PayPal wherever I can to keep details private and for flexible payment options. Buyer protection is also very useful and I've had to rely on it a few times. Excellent service. Reviewed on: 15th April 2026

Good to buy something no interest with in four months.

Good to buy something no interest with in four months. Reviewed on: 15th April 2026

Great and convenient to use.

Great and convenient to use. Easy to use. Available with most of the retailers. Good security Reviewed on: 15th April 2026

...PAYPAL HELPS....

I f i don't have enough money to buy something for myself or the house my credit with Paypal helps a lot especially these hard times. I could ask for a better service especially after my wife passing 3 years ago, these times are very very hard. ;-( .... ... Many many thanks Paypal you've helped me a lot... Reviewed on: 15th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 41565 reviews
Payments
from PayPal 4.91 from 3689 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub