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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy as 123

Easy to use and always notify when payment is due Reviewed on: 7th July 2026

Pease of mind

I use PP on all my online orders, I feel secure it the knowledge that my transaction are carefully edit with, easy to installl app, easy to use and as an disabled OAP it’s a huge help for me to navigate all on line orders TY PayPal . Reviewed on: 7th July 2026

Easy to use, great app, great choice of payment, sup...

Easy to use, great app, great choice of payment, super quick to help if needed, good value, all round probably the easiest way to shop and pay for whatever we need with ease payback options. Reviewed on: 7th July 2026

Nothing but get service

Nothing but get service, easy and simple to use Reviewed on: 7th July 2026

Excellent way to buy, safe, secure & convenient way...

Excellent way to buy, safe, secure & convenient way to purchase with easy re-payment options Reviewed on: 7th July 2026

Easy to use and convenient .

So easy to use the app and to pay for items . Very reliable as well . Easy to get through to customer services and are very friendly and helpful. It's a very convenient way to shop and pay . Reviewed on: 7th July 2026

Pay pal for me is the no1 company to use.

Pay pal for me is the no1 company to use. Life with out pay pal for me I would struggle. Reviewed on: 7th July 2026

Money when needed and affordable payback

Money when needed and affordable payback Reviewed on: 7th July 2026

Awesome Im using all most 8 years nothing problem at...

Awesome Im using all most 8 years nothing problem at all Reviewed on: 7th July 2026

PayPal credit over a credit card anyday

I use PayPal for credit, pay in 3 and to receive payments or pay bills. I love PayPal credit as it has helped me book holidays and pay it back monthly without applying for a card with a bank. The app is super easy to use and makes repayments an easy process if not done by direct debit. They are very informative through email which helps you keep track of payments and your balance. Reviewed on: 7th July 2026

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