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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Ny experience with paypal is how quick you get respo...

Ny experience with paypal is how quick you get responses and how convenient it is to use. Reviewed on: 7th July 2026

I love how many points I can get and I love it's so...

I love how many points I can get and I love it's so easy. I've been able to buy things and pay for them later. I have managed to get whatever I needed straight away Reviewed on: 7th July 2026

easy payment plans

Never a problem easy payment plans Reviewed on: 7th July 2026

4 months 0% interest on a purchase is a fantastic de...

4 months 0% interest on a purchase is a fantastic deal my favourite PayPal service Reviewed on: 7th July 2026

Very convenient and very helpful

Very convenient and very helpful Reviewed on: 7th July 2026

Very easy to use .

Very easy to use .good site to navigate. Reviewed on: 7th July 2026

I use PayPal credit for the occasional purchase when...

I use PayPal credit for the occasional purchase when needed and the service and offers are excellent. It is easy and simple to use and widely accepted Reviewed on: 7th July 2026

Five star

I often use pay pal and can honestly say I have had no issues or concerns excellent would recommend to everyone Reviewed on: 7th July 2026

Everything is ok andmake my life better for me

Everything is ok andmake my life better for me Reviewed on: 7th July 2026

So quick and easy to use.

So quick and easy to use. Perfect for pay in 3 and 4 months interest free.Email reminders when payment due Reviewed on: 7th July 2026

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