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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,167 reviews, last reviewed 1st May 2026
1863400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal has been rather positive. My experience with PayPal has been rather positive. Clear modern interface, using the app. I really enjoy the easy experience when using the interface... Read more Reviewed on: 1st May 2026
Dylan C's avatar
Dylan C

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (91167)

Thank you

5
Super easy check out in couple of clicks. Reviewed on: 15th April 2026
Oum Ishaq's avatar
Oum Ishaq

Excellence in all areas, I have been with paypal for...

5
Excellence in all areas, I have been with paypal for years and never had any issues. Reviewed on: 15th April 2026
Mrs R's avatar
Mrs R

Not a bad word to say about PayPal helped me in emer...

5
Not a bad word to say about PayPal helped me in emergencies and very flexible Reviewed on: 15th April 2026
C W's avatar
C W

Very easy to use and value for maney

5
Very easy to use and value for maney Reviewed on: 15th April 2026
Nadeem C's avatar
Nadeem C

I think the customer service team are lovely most of...

3
I think the customer service team are lovely most of the time. Reviewed on: 15th April 2026
Kalm M's avatar
Kalm M

Satisfactional and easy to use with good support

5
Satisfactional and easy to use with good support Reviewed on: 15th April 2026
Szymon's avatar
Szymon

Issue with charge

5
Had an issue with a charge PayPal sorted and explained in a good timely fashion Reviewed on: 15th April 2026
Adam G's avatar
Adam G

Never had a problem with anything very good way to p...

5
Never had a problem with anything very good way to pay for things its quick and safe so it gives you pice of mind knowing you have payday to help with anything Reviewed on: 15th April 2026
Scott B's avatar
Scott B

Good and excellent customer service

5
Good and excellent customer service Reviewed on: 15th April 2026
Sarah 's avatar
Sarah

positive experience with PayPal overall

5
I’ve had a really positive experience with PayPal overall. The new points system is a great addition—it actually encourages me to use it more often, which says a lot. Customer service has also been excellent; I’m always able to speak to a real person, and they’re consistently helpful and easy to deal with. On top of that, the PayPal Credit option with 4 months interest-free is a fantastic feature and really useful for managing larger purchases. Overall, a reliable and rewarding service. Reviewed on: 15th April 2026
Calum's avatar
Calum

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