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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145700 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145700)

Excellent and user-friendly.

Excellent and user-friendly. I have been using this for many years and am very satisfied. Reviewed on: 8th June 2026

This credit helped me a lot to make big purchases po...

This credit helped me a lot to make big purchases possible and do it hassle free as it is accepted everywhere Reviewed on: 8th June 2026

Simple and convenient- everywhere

The whole process from application to approval was so easy. In fact, I cannot recall a more straightforward method of gaining credit that is so globally recognised and has a broad range of benefits and protections. Throughly recommended. Reviewed on: 8th June 2026

I love PayPal

I love how easy PayPal is to use. Reviewed on: 8th June 2026

Paypal credit service works smoothly and reliable

Paypal credit service works smoothly and reliable Reviewed on: 8th June 2026

Great experience my go to when paying with credit

Great experience my go to when paying with credit Reviewed on: 8th June 2026

Excellent

It was very easy to set up. Very flexible with payment Reviewed on: 8th June 2026

My experience with pay pal is always first class.

My experience with pay pal is always first class. Never had any problems at all Reviewed on: 8th June 2026

Very easy to use very helpful when moneys a bit tight.

Very easy to use very helpful when moneys a bit tight. Reviewed on: 8th June 2026

PayPal in 3 - 5 Stars Recommend

PayPal in 3 is a finance saver so more expensive items can be purchased - Brilliant! Reviewed on: 8th June 2026

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