Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Great for quick, flexible financing

Great for quick, flexible financing — smooth checkout, clear terms, and handy for spreading costs responsibly. Reviewed on: 7th July 2026

Really good.... But difficult to speak to someone

just difficult to get answers and speak to someone when you need some help or advice and have to send messages wait doe messages. Can get really frustrating and leaves you feeling a but dejected and not appreciated as an individual customer. Reviewed on: 7th July 2026

Like the fact it comes up as an option in many retai...

Like the fact it comes up as an option in many retailers and is very convenient Reviewed on: 7th July 2026

Spread you cost.

Paypal is there when you are on a budget.It helps you to spread your cost and give you more time to pay.I would recommend PayPal to everyone. Reviewed on: 7th July 2026

Satisfaction

The service is transparent and hassle-free. I am very satisfied. Reviewed on: 7th July 2026

PayPal is a useful tool for making payments

PayPal is a useful tool for making payments Reviewed on: 7th July 2026

PayPal helped me when I needed the most.

PayPal helped me when I needed the most. Reviewed on: 7th July 2026

Reliable, easy to use, just awesome

Reliable, easy to use, just awesome Reviewed on: 7th July 2026

Very good for helping sort a problem

Very good for helping sort a problem Reviewed on: 7th July 2026

App Has Improved

I used to have issues with changing direct debit amount and the app not informing me about needing to make a payment in the meantime while the change was being processed - this appears to be rectified now so I’m much happier with service Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub