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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Easy to use

5
Generally easy to use no issues, easy to pay and contact Reviewed on: 15th April 2026
Iyabode A's avatar
Iyabode A

Paypal has been so helpful couple of times in helpin...

5
Paypal has been so helpful couple of times in helping me recover my money from scammers who sell fake products. I always feel relieved that my money is safe as long as I use PayPal as checkout Reviewed on: 15th April 2026
Mo's avatar
Mo

Easy to use by all

5
Straight forward payment and credit card option Reviewed on: 15th April 2026
Claudia C's avatar
Claudia C

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 15th April 2026
Tracy's avatar
Tracy

Just as advertised, easy to use.

5
Just as advertised, easy to use. Reviewed on: 15th April 2026
ompek1's avatar
ompek1

PayPal Credit

5
I have been using PayPal Credit for 2 or 3 years now, without a hitch. It’s reassuring to know that your financial details are being kept secure online and there is added security against fraud. Reviewed on: 15th April 2026
Peter David Savage's avatar
Peter David Savage

It’s reliable, easy to use and saves me a lot...

5
It’s reliable, easy to use and saves me a lot of time Reviewed on: 15th April 2026
Safia A's avatar
Safia A

Paypal have always sorted out any problems with grea...

5
Paypal have always sorted out any problems with great efficiency. Reviewed on: 15th April 2026
Em's avatar
Em

Life is easier

5
It's made buying what I need while staying withing my means a lot easier Reviewed on: 15th April 2026
Katana's avatar
Katana

Easy to use convenient contactable

4
Easy to use convenient contactable Reviewed on: 15th April 2026
Debby H's avatar
Debby H

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