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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to transfer and receive money from anyone, anyw...

Easy to transfer and receive money from anyone, anywhere. Reviewed on: 7th July 2026

PayPal has been a fantastic service Iv used for many...

PayPal has been a fantastic service Iv used for many years. Great payment options and services. Easy to use and reliable Reviewed on: 7th July 2026

I find PayPal very easy to use to buy products and i...

I find PayPal very easy to use to buy products and if ever there is a problem the customer support team deal with it promptly. No hassle and peace of mind for all you're purchases Reviewed on: 7th July 2026

I love the option of PayPal credit, especially when...

I love the option of PayPal credit, especially when you’re coming close to pay day. So many retailers accept PayPal credit and some even run money off offers for using it. Reviewed on: 7th July 2026

PAYPAL is safe trustworthy and reliable

I have been with PayPal for many years now it is an extremely efficient and reliable service and fixes any issues you may have encountered with speed and efficiently I trust them completely Reviewed on: 7th July 2026

Safe and helpful...

I use PayPal on daily basis, it provides sometime a safety with the purchase and sometimes a convenient way to make a purchase with PayPal credit, paying in 3 payment without having to pay any interest really dose help. Reviewed on: 7th July 2026

Was fine have nothing negative to add.

Was fine have nothing negative to add. I guess some interest rates were high but I didn’t sign up for them. Reviewed on: 7th July 2026

No bad experience,only a excelent services

No bad experience,only a excelent services Reviewed on: 7th July 2026

It has helped me massively to increase my credit rat...

It has helped me massively to increase my credit rating through a difficult period, without putting me in a impossible situation.. Amazing throughout. Reviewed on: 7th July 2026

Great service.

Great service. Super convenient and flexible. Reviewed on: 7th July 2026

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