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PayPal: PayPal Credit reviews

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4.91
Based on 91,057 reviews, last reviewed 30th Apr 2026
1858500% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive review PayPal is so efficient to transfer money to family and friends instantly. PayPal credit is stress free and easy to repay. Reviewed on: 30th April 2026
Donna 's avatar
Donna

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91057)

Very easy to use.

5
Very easy to use. Good credit limits and manageable repayments. Pay in 3 in fantastic to Reviewed on: 15th April 2026
T S's avatar
T S

Easy easy payment PayPal and quick to use.

5
Easy and quick to use. Always. Feel safe when paying with PayPAL. Problems quickly resolved. Would recommend to anyone to pay with PayPal Reviewed on: 15th April 2026
Alexandra L's avatar
Alexandra L

I had purchased so many things using PayPal Credit.

5
I had purchased so many things using PayPal Credit. I love 0% interest; this is the only thing I look at with credit. It helps me to have high-quality goods on a low income. All I need is to pay on time. Reviewed on: 15th April 2026
Viktorija's avatar
Viktorija

Just so simple and reliable, easy app to use with ev...

5
Just so simple and reliable, easy app to use with everything you need to hand. Easy to set up payments and reassurance that you can track and see everything your spending. No surprises Reviewed on: 15th April 2026
Tara P's avatar
Tara P

Great customer service and easy to use product makes...

5
Great customer service and easy to use product makes this my go to payment method every time Reviewed on: 15th April 2026
Oliver M's avatar
Oliver M

Great to use and pay later option

5
Great to use and pay later option Reviewed on: 15th April 2026
Gareth M's avatar
Gareth M

Excellent service from start to finish.

5
Excellent service from start to finish. The process was smooth, clear, and efficient, and everything worked exactly as expected. I really appreciate the reliability and ease of use — it offers great value for money. Highly recommend. Reviewed on: 15th April 2026
Aga S's avatar
Aga S

Every transaction is made easy.

5
Every transaction is made easy. Never had any problems. I use PayPal for most of my online transactions. Reviewed on: 15th April 2026
Jeremy Goldsworthy's avatar
Jeremy Goldsworthy

Spreading the cost and help

5
Being engaged to spread the cost in the 3 monthly payments has been very helpful. It's very easy to pay anything off that it's on the credit. And I have had excellent, help. Getting refunded money. Reviewed on: 15th April 2026
Pauline J's avatar
Pauline J

Pay pal happy customer

5
Happy with the service and what they have to offer and all the benefits you can get. Reviewed on: 15th April 2026
Motala 's avatar
Motala

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