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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Great accessibility

I love how it's so easily available on so many sites Reviewed on: 7th July 2026

Excellent

Very easy to utilise, reliable and trustworthy. Problems solved easily. Reviewed on: 7th July 2026

Easy to use

Easy to use, quick to set up and flexible in how to use it Reviewed on: 7th July 2026

Pleasant experience

There is no hassle. Easy transactionsxa good web site to use. Reviewed on: 7th July 2026

Simple, easy to use and understand

Simple, easy to use and understand Reviewed on: 7th July 2026

To be honest its so easy to use and customer service...

To be honest its so easy to use and customer service is good Reviewed on: 7th July 2026

Good experience for dealing with issues and refunds.

Good experience for dealing with issues and refunds. Reminders of upcoming payments very useful and App is easy to navigate Reviewed on: 7th July 2026

Experience of a life time from the time I locked eye...

Experience of a life time from the time I locked eyes on the website till I checked out Reviewed on: 7th July 2026

PayPal Credit is a very convenient way to spread the...

PayPal Credit is a very convenient way to spread the cost of purchases, especially online. The checkout process is easy, and the 0% interest offer can be useful if you repay on time. It’s a good option. Reviewed on: 7th July 2026

Pay pal credit ...

If you use it strictly for the interest-free promotional periods and have a rock-solid plan to clear your balance before the four months are up, it works beautifully. However, if you tend to carry a balance month-to-month, the high interest rates mean you should probably look elsewhere. Reviewed on: 7th July 2026

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