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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

Anytime I have had issue they are quick to reply and...

Anytime I have had issue they are quick to reply and get it fixed Reviewed on: 8th June 2026

Great Experience with PayPal Credit and Pay in 3

I’m very happy with PayPal and have been using it regularly for a long time. I frequently use both Pay in 3 and PayPal Credit, and my experience has been excellent so far. The services are easy to use, convenient, and the whole process has always been smooth and straightforward. Payments are quick, managing installments is simple, and everything is clearly presented in the app and online. Overall, PayPal has made online shopping more flexible and convenient for me, and I would happily recommend it to others. Reviewed on: 8th June 2026

Always satisfied

Paypal is easy to use, reliable and just makes my life easier. I've been using it for the last year and dont think I'll go back to using conventional banks to manage multiple outgoings in future. Reviewed on: 8th June 2026

Really good for purchases

Really good for purchases as it takes seconds to apply and have favourable terms for the user. Reviewed on: 8th June 2026

PayPal has consistently remained a reliable service...

PayPal has consistently remained a reliable service for me in all the years I've been using it. I've rarely experienced any issues with their service, including their customer service policies. I will continue to use this going forward. Reviewed on: 8th June 2026

Simple and easy way to manage spending.

Simple and easy way to manage spending. Reviewed on: 8th June 2026

Having a card has added reassurance for bigger purch...

Having a card has added reassurance for bigger purchases outside of online , so wider choice. Trusted brand, trusted name, know we are secure if something goes wrong with a purchase, Accepted virtually everywhere. My only criticism is that it is not easy to see charges for credit use, Reviewed on: 8th June 2026

A very safe way to shop with PayPal...

I feel very safe making online purchases with PayPal credit, as my banking details are not being exposed. I have a high level of trust with PayPal built over years of transactions utilising their Credit services. I have also recommended PP to friends and family. Reviewed on: 8th June 2026

PayPal Credit is easy to use and very convenient.

PayPal Credit is easy to use and very convenient. The application process was quick, payments are simple to manage, and the flexible repayment options are helpful. Overall, it’s a reliable service that makes shopping and budgeting easier. Reviewed on: 8th June 2026

Safe and Secure Payments

Always use PayPal as an intermediary to keep my payments safe and secure. Reviewed on: 8th June 2026

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