Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,970 reviews, last reviewed 30th Apr 2026
1854600% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

expeirence has been good with one issue Great experience and very flexible. Only gripe is it's hard to keep track of how much you have paid into a promotion offer. Reviewed on: 30th April 2026
Axel L's avatar
Axel L

Latest lowest rating:

2

Customer service is either a bot or AI not actual hu... Customer service is either a bot or AI not actual human Reviewed on: 30th April 2026
A S's avatar
A S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90970)

Very easy to use now that I can use it at any shops...

5
Very easy to use now that I can use it at any shops which is brilliant Reviewed on: 15th April 2026
Zibusiso M's avatar
Zibusiso M

Always found everything so easy and safe to use

5
Always found everything so easy and safe to use Reviewed on: 15th April 2026
Pamela S's avatar
Pamela S

PayPal Credit recommended

5
It’s so easy, direct debit set once first PayPal Credit payment done, can paid off when convienient, definitely recommended. Reviewed on: 15th April 2026
Meg's avatar
Meg

Great customer service , very helpful

5
Great customer service , very helpful Reviewed on: 15th April 2026
Karen C's avatar
Karen C

Easy to pay for items.

5
Easy to pay for items. The 4 months 0% interest on purchases is great! Reviewed on: 15th April 2026
Gem's avatar
Gem

Fabulous. Use it all the time

5
Use it all the time. Safest way to shop and pay. I use it everywhere I can Reviewed on: 15th April 2026
Trishab's avatar
Trishab

Very efficient to be very he...

5
I have found the customer service team to be very helpful on a number of occasions with issues being resolved swiftly and effectively Reviewed on: 15th April 2026
Adam Mather's avatar
Adam Mather

Good credit

5
Always a handy way to pay for things with credit especially the pay in 3 for more affordability Reviewed on: 15th April 2026
KittyS's avatar
KittyS

Great experiance helpful and great source or finance...

5
Great experiance helpful and great source or finance and cash flow Reviewed on: 15th April 2026
Attif a's avatar
Attif a

Excellent . I'm so happy with the service.

5
Excellent . Thanks I'm very happy with the service Reviewed on: 15th April 2026
Miguel S's avatar
Miguel S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill