Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

convenient

Good terms and so easy to use I particularly like the reminders when payment is due Reviewed on: 7th July 2026

Excellent service.

Excellent service. Always improving and Excellent customer service Reviewed on: 7th July 2026

It has enabled me to buy things like a fan that can...

It has enabled me to buy things like a fan that can help us through summer, wouldn't have been able to afford if not for pay in 3 Reviewed on: 7th July 2026

Straight forward credit by PayPal

Straight forward credit with no hidden costs. Easy to manage with good perks. I would recommend Paypal Reviewed on: 7th July 2026

Good f you buy from a scam site,You always get your...

Good f you buy from a scam site,You always get your money back Reviewed on: 7th July 2026

Too site

Excellent choice of payments , quick and easy to set up , A++++++ Reviewed on: 7th July 2026

Banking easy

I found PayPal meers all my daily needs in banking.. And offers great members benefits. Reviewed on: 7th July 2026

Great flexibility

Great idea to allow you spread you payment and give flexibility Reviewed on: 7th July 2026

Very excited for me easy to access affordable, and c...

Very excited for me easy to access affordable, and conformable to bay back plan. Reviewed on: 7th July 2026

A simple, seamless option to pay for goods.

A simple, seamless option to pay for goods. The process is transparent and easy to use. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub