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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal makes it so easy to use.

PayPal makes it so easy to use. gives you a selection of easy ways to pay. I love the pay in 3 no interest payments, makes it easy to purchase the things you want. Reviewed on: 7th July 2026

They are very supportive when things go wrong, when...

They are very supportive when things go wrong, when rogue traders are trying to rip you off. As you would expect Reviewed on: 7th July 2026

I have been using PayPal for over a decade and...

I have been using PayPal for more than a decade and have never had any issues. I use PayPal credit since inception and have built up a generous credit balance which use responsibly. This has also allowed me to improve my credit score so it's a win win. Reviewed on: 7th July 2026

Great to deal with and always there when you need it.

Great to deal with and always there when you need it. Reviewed on: 7th July 2026

PayPal have their customer back because I don’t shop...

PayPal have their customer back because I don’t shop online if they don’t accept PayPal payment. If there is a dispute I can raise and covered. Reviewed on: 7th July 2026

Quick and easy never have issue, always sorting my i...

Quick and easy never have issue, always sorting my issue fast Reviewed on: 7th July 2026

Very good experience using the credit facility.

Very good experience using the credit facility. Reviewed on: 7th July 2026

Never had problems using PayPal card easy to use I...

Never had problems using PayPal card easy to use I feel safe using PayPal the security check are secured Reviewed on: 7th July 2026

Convenient way to pay

Easy way to pay over time for larger things no need for whole amount at one time Reviewed on: 7th July 2026

Recommend paypal

Been with paypal for many of years and never had any problems it is very quick and easy to use. On any rare occasions I have contacted customer service my issue has always been resolved. Reviewed on: 7th July 2026

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