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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145722)

Whether ever I am in the world I always know PayPal...

5
Whether ever I am in the world I always know PayPal is a option I can use for payment. Reviewed on: 8th June 2026

I have booked tickets on pay by 3 and pay in 4 no la...

5
I have booked tickets on pay by 3 and pay in 4 no lack of service on time payment done and helped to pay in installments which is very helpful for someone like me Reviewed on: 8th June 2026

I have had Pay pal for years and always found them t...

5
I have had Pay pal for years and always found them to be very fare, They certainly watch your back so to speak, which I find very reassuring, I am always happy to promote them having had such a good experience with them I have no worries I can leave it to them, thank you so much Paypal kindest regards Sue Gasson Reviewed on: 8th June 2026

PayPal credit is very flexible and safe way to pay f...

5
PayPal credit is very flexible and safe way to pay for things Reviewed on: 8th June 2026

It’s really good and flexible for transferring money...

5
It’s really good and flexible for transferring money from credit cards Reviewed on: 8th June 2026

Easy to use

5
Easy to use and conveniant for those everyday purchases Reviewed on: 8th June 2026

PayPal always quick and easy to use great customer s...

5
PayPal always quick and easy to use great customer service as always. Reviewed on: 8th June 2026

Paypal a bank for all occasions.

5
I have been using PayPal credit for many years and the service I have received has been excellent. I have had issues that have required PayPal to investigate and they have come up positive solutions, this includes money back gaurantees. Thank you PayPal Reviewed on: 8th June 2026

Good customer care and easy to use app

5
Good customer care and easy to use app Reviewed on: 8th June 2026

I have been using PayPal since it first launched and...

5
I have been using PayPal since it first launched and have nothing but good experiences. Makes paying online safe & easy. Reviewed on: 8th June 2026

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