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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145896)

Corteous and helpful support .

4
Corteous and helpful support . The assistance I received was excellent. The operative helped me to sort out the error Reviewed on: 8th June 2026

Sorted a problem i hade in a timely fashon.

5
Sorted a problem i hade in a timely fashon. The seller was refusing to answer my emails or texts. Reviewed on: 8th June 2026

Very nice easy to use feel save and confident

5
Very nice easy to use feel save and confident Reviewed on: 8th June 2026

Amazing Service.

5
Very seamless transactions and easy to use. Reviewed on: 8th June 2026

Simple and straightforward to use for everyone.

5
Simple and straightforward to use for everyone. Reviewed on: 8th June 2026

That's great service very easy and no stress I real...

5
That's great service very easy and no stress I really appreciate. Reviewed on: 8th June 2026

Really easy to use, clear and easy to access info...

5
Really easy to use, clear and easy to access info too Reviewed on: 8th June 2026

Enough said

5
Simply the best, simply the best, simply the best Reviewed on: 8th June 2026

Spot on when I’ve called up about when I...

5
Spot on when I’ve called up about when I was conned Reviewed on: 8th June 2026

No hiden rules, a straight forrward loan processs.

5
My loan repayments were set at a level and period was comfortable with. Later when I needed to change the repayment amount it was straightforward and easy. The payments are taken at the right time and never too early, e.g. early at the weekend so there is always that grace period when the pay. Great, it when payment falls in the weekend. Reviewed on: 8th June 2026

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