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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Seamless, Flexible, and Surprisingly Simple

PayPal Credit has made managing larger purchases so much easier. The application process was quick and hassle-free, and I love how it integrates directly into my PayPal account – no extra logins or cards to juggle. The 0% interest offers on qualifying purchases are a fantastic perk when I need to spread the cost over a few months, and the minimum payment reminders keep me on track without being pushy. The interface is clean, I can see my balance and due dates at a glance, and paying early is always an option with no penalties. Customer service has been responsive whenever I had a quick question. It's given me the breathing room to buy what I need now while staying in full control of my budget. Highly recommend for anyone who shops online regularly – just remember to use it responsibly Reviewed on: 7th July 2026

PayPal Services Review

PayPal offer a range of services all of which are easy to use and are clearly explained Reviewed on: 7th July 2026

Excellent for everyday transactions

Excellent for everyday transactions payments and managing your money Reviewed on: 7th July 2026

great service

Always willing to help you as a customer, Paypal is always there for you with any questions you have Reviewed on: 7th July 2026

Love the pay In 3 and the 4 months interest free pay...

Love the pay In 3 and the 4 months interest free pay window Reviewed on: 7th July 2026

It's easy and safe to use.

It's easy and safe to use. Never really had any issues with it. Reviewed on: 7th July 2026

Been using paypal for years, also got a paypal credi...

Been using paypal for years, also got a paypal credit account, best thing to use while shopping online, all your details are secure and no need to enter card details etc Reviewed on: 7th July 2026

Easy to use

Easy to use . Provide good offers Reviewed on: 7th July 2026

Brilliant.

Brilliant. Security and peace of mind number 1 Reviewed on: 7th July 2026

Reliable and Easy to Use

PayPal has been a really reliable and convenient way for me to send and receive money. The interface is easy to use, transactions are usually quick, and I appreciate the extra layer of security when shopping online. Customer support can sometimes take a bit longer than expected, but overall it’s a trustworthy service that I use regularly without issues. Reviewed on: 7th July 2026

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