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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146006 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146006)

This is my first time to credit and even using a cre...

This is my first time to credit and even using a credit card . And im not having any problems. Ive been with PayPal for more than 10 years. But this last 6 months I have been using and getting used to PayPal credit. Reviewed on: 8th June 2026

Had no issues with PayPal and the points system is p...

Had no issues with PayPal and the points system is pretty good Reviewed on: 8th June 2026

Very good to use and easy to use always in...

Very good to use and easy to use always in control Reviewed on: 8th June 2026

Had to pay for a hotel for a wedding event!

Had to pay for a hotel for a wedding event. Couldn’t of done it without PayPal and the ability to pay over 4 months Reviewed on: 8th June 2026

Safe way to pay online and manage payments if you wa...

Safe way to pay online and manage payments if you want to pay over three months Reviewed on: 8th June 2026

Good rates , app could be better

Good rates , app could be better Reviewed on: 8th June 2026

Great flexibility to spread cost

Great experience, love that i can spread the cost of larger purchases throughout 2- 3 months, great flexibility. 0% interest is great. Reviewed on: 8th June 2026

Simple, clear and trustworthy

Easy to pay, quick to refund and clearly see what you owe. The App has a breakdown of balance, credit and pay in 3 Reviewed on: 8th June 2026

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 8th June 2026

Easy checkout, good rates

Generally I find the checkout process very simple and straightforward, good rates , plenty of promotions Reviewed on: 8th June 2026

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