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PayPal: PayPal Credit reviews

4.91
Based on 90,542 reviews, last reviewed 30th Apr 2026
1834500% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing great experience, top company and great serv... Amazing great experience, top company and great service Reviewed on: 30th April 2026
Haroun R's avatar
Haroun R

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90542)

Very useful whenever needed it.

5
Very useful whenever needed it. Easy to access and setup various payment plans. Reviewed on: 15th April 2026

Top of all

5
Amazing service its been so many years now never had any issues with paypal one of the best Reviewed on: 15th April 2026

PayPal offers me security and peace of mind

5
PayPal offers me security and peace of mind, knowing that I do not have to give my debit card details to each retailer I shop with. Reviewed on: 15th April 2026

I never have any problems using PayPal.

5
I never have any problems using the PayPal app, I love that it adds an extra level of security to my purchases, I also like that they offer a very user friendly credit system.. Reviewed on: 15th April 2026

Absolutely best app overall, no stress when using th...

5
Absolutely best app overall, no stress when using this service, no hidden charges, relief for funds before payday, excellent all round app. Reviewed on: 15th April 2026

Always fast payments.

5
Always fast payments. Can pay with credit or pay in 3 when needed. Excellent customer support. Reviewed on: 15th April 2026

Great app and service

5
Great service over the years and excellent credit services Reviewed on: 15th April 2026

Anytime my contact customer service for help they al...

5
Anytime my contact customer service for help they always respond and help me resolve any queries or complain I put to them. Reviewed on: 15th April 2026

Excellent experience so far due to my effective of t...

5
Excellent experience so far due to my effective of the app, notifications when balance payment is due and credit facilities optional.etc Reviewed on: 15th April 2026

It's very simple to use and helps me to spread costs...

5
It's very simple to use and helps me to spread costs for a few months hassle free Reviewed on: 15th April 2026

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