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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Continued user.

5
I have used PayPal for a long time the cover provided if items that haven't arrived they have helped to rectify the situation or dispute. That alone keeps me using PayPal. Plus the ease of use whenever I need it. Its availability to use almost everywhere is great. Reviewed on: 7th July 2026

Reliable and Excellent Service

5
Purchases are always made with no issues a very reliable service and issues are quickly. Resolved eg reimbursement is instantly made if tequired Reviewed on: 7th July 2026

Excellent customer service helpful staff

5
Excellent customer service helpful staff Reviewed on: 7th July 2026

Paypal great for inline

5
Use it for 99% of my inline shopping . Keeps you safe and really easy to use. Pay in 3 is e exllent option as well for those little spur of the moment pirchases. Reviewed on: 7th July 2026

Love using it just makes me feel safe and secure whe...

5
Love using it just makes me feel safe and secure when purchasing from any seller. Reviewed on: 7th July 2026

I am satisfied and I recommend it to everyone.

5
I am satisfied and I recommend it to everyone. For me it means safety Reviewed on: 7th July 2026

The service is great.

5
Never had a problem. Always smooth and reliable. PayPal Credit is nice way to spread the cost without high interest. I’m using PayPal for nearly twenty years and I’m going to use it for another twenty. It’s amazing as long as you don’t abuse it. As everywhere. Reviewed on: 7th July 2026

Easy to use and well thought out

5
I find PayPal so easy to use and really like the security of it. I also like the products, they are really well thought out. The credits card is a really handy addition as it means I can use it for sites that don't use PayPal. Reviewed on: 7th July 2026

What a fantastic service.

4
What a fantastic service. It's been a pleasure to deal with this company. Reviewed on: 7th July 2026

Reliable, Responsive, Reputable.

5
Reliable, responsive, reputable. What more could you want! Reviewed on: 7th July 2026

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