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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,436 reviews, last reviewed 30th Apr 2026
1829400% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy banking Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026
Vicky 's avatar
Vicky

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026
Sarah James's avatar
Sarah James
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90436)

Excellent service, really pleased

5
Excellent service, really pleased Reviewed on: 15th April 2026
Pete N's avatar
Pete N

Easy to use app .

5
Easy to use app . Clear app settings . Have when needed dealt with any problems I have had . A pleasure to deal with Reviewed on: 15th April 2026
mark c's avatar
mark c

Fast, Reliable, and Stress-Free

5
PayPal Credit makes it easy to spread payments and manage purchases without stress. Simple to use and very helpful for budgeting. Reviewed on: 15th April 2026
Idahosa Osaigbevo's avatar
Idahosa Osaigbevo

Quick, simple and easy with PayPal.

5
I have never had a bad experience when using my PayPal account. It’s simple and easy to use and it gives you the freedom with most retailers accepting it, having my credit account allows me to spread the cost of things, making payments even easier. Reviewed on: 15th April 2026
Kirsty C's avatar
Kirsty C

Solid option

4
Overall % is on the higher side but three months interest free ln purchases over x amount is great Reviewed on: 15th April 2026
Josh h's avatar
Josh h

Send, receive, done in seconds

5
I love PayPal Fast, easy, and always reliable Can’t imagine life without it Reviewed on: 15th April 2026
Aleksandrs V's avatar
Aleksandrs V

Global for a reason

5
Global for a reason and the reason is this….Whether it’s buying food/goods or sending/receiving money, it’s PayPal! Reviewed on: 15th April 2026
Peter m's avatar
Peter m

I can buy items and pay later and it don't let you...

5
I can buy items and pay later and it don't let you get into debt and I like blue points and I get credit back on paypal Reviewed on: 15th April 2026
Dawn P's avatar
Dawn P

Using paypal credit has given me the freedom to buy...

5
Using paypal credit has given me the freedom to buy items at 0% interest for 4 months, this a great service Reviewed on: 15th April 2026
ChrisW's avatar
ChrisW

Excellent service

5
The service is perfect for me, I struggle to keep up with my bills and PayPal credit gives me time to pay Reviewed on: 15th April 2026
MookeyT 's avatar
MookeyT

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