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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit has helped me finance larger expenses.

PayPal credit has helped me finance larger expenses. I have managed to get a lot of great things I wouldn’t be able to buy my self. Setting up a monthly direct debit is also so easy Reviewed on: 7th July 2026

Never had any problems that couldn’t be solved

Never had any problems that couldn’t be solved Reviewed on: 7th July 2026

Easy way to pay

PayPal is an easy way to pay for goods online and offers different options to pay Reviewed on: 7th July 2026

User friendly

The service is easy to use and has User friendly approach Reviewed on: 7th July 2026

Very helpful and easy to apply for

Very helpful and easy to apply for Reviewed on: 7th July 2026

Always a speedy and courteous resolve to any issues...

Always a speedy and courteous resolve to any issues I feel safe using PayPal knowing that if I don't receive an item or there's an issue with a seller, PayPal always fixes the problem. Reviewed on: 7th July 2026

My experience has been full of understanding, empath...

My experience has been full of understanding, empathy and professional. Reviewed on: 7th July 2026

I love the added security when buying online !

Use paypal all the time on ebay and other sites ,I lice the pay in 3 i Ioccasionally use the credit when needed gives more added security when purchasing goods or services online. Reviewed on: 7th July 2026

Dependable and fair service.

Dependable and fair service. Very happy customer. Reviewed on: 7th July 2026

Been with PayPal for over 17 yrs Service keep improv...

Been with PayPal for over 17 yrs Service keep improving Reviewed on: 7th July 2026

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