Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Paypal makes life so easy, no complications, simple...

Paypal makes life so easy, no complications, simple and the best!! I would definitely recommend to all my family and friends. Reviewed on: 7th July 2026

Easy too use, simple payment idea.

Easy too use, simple payment idea. Always hold it in reserve for more expensive purchases Reviewed on: 7th July 2026

pay pal best way to pay love it.

I was using PayPal more than 15 years it's best way to buy anything via PayPal its safe and protected. Pease of mind. When ever had a problem with products or seller they are bitween like a bridge I always pay pal best way to pay love it. Reviewed on: 7th July 2026

The best way to buy something online ,very easy to...

The best way to buy something online ,very easy to use Reviewed on: 7th July 2026

Paypal is so reliable, easy and quick to use, If i n...

Paypal is so reliable, easy and quick to use, If i need to purchase anything, I know I can safely use paypal. Reviewed on: 7th July 2026

Excellent

Safe, quick and love the new Apple Pay option Reviewed on: 7th July 2026

Good credit limit given, easy to use and wisely acce...

Good credit limit given, easy to use and wisely accepted Reviewed on: 7th July 2026

Informative and organised

I find the Paypal page very informative with a comprehensive range of options available Reviewed on: 7th July 2026

Great Service

Great Service and never had a problem with there product Reviewed on: 7th July 2026

Reliable service.

Reliable service. Good for buy no pay later Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub