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PayPal: PayPal Credit reviews

4.91
Based on 90,350 reviews, last reviewed 30th Apr 2026
1825550% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use as needed and manage on the... Very easy to use as needed and manage on the app Reviewed on: 30th April 2026
Fran B's avatar
Fran B

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90350)

never had a issue or bad experience with paypal and...

5
never had a issue or bad experience with paypal and i use it a lot for things Reviewed on: 15th April 2026

Easy to use

5
Easy to set up and good credit options Reviewed on: 15th April 2026

Easy to use

5
Easy to use and i like paypal credit 4 months interest free which helps me when needed. Reviewed on: 15th April 2026

Wouldn't give any other app a chance

5
Amazing app, can be used nearly everywhere, helped me out so.many times Reviewed on: 15th April 2026

.Easy peasy lemon squeezey

5
Used PayPal for years, very easy transactions & never any problems Reviewed on: 15th April 2026

Fast and safe fast and safe fast and safe

5
Fast and safe fast and safe fast and safe Reviewed on: 15th April 2026

I always feel relaxt

5
I always feel relaxt when I can use Pay Pal to pay for something. Especially on the internet I dont like putting my card details in so Pay Pal is always the way I would pay. Reviewed on: 15th April 2026

Meets all day to day financial needs

5
Range of product offerings covers virtually all day to day financial needs with good rewards programme. App is very good and transfer is very fast between accounts Reviewed on: 15th April 2026

Pp payment

5
Excellent way to pay for your daily expenses Reviewed on: 15th April 2026

I have never used a credit before and it’s given me...

5
I have never used a credit before and it’s given me more confidence to increase my credit score and balance my money and of course treat myself and not just paying the bills.xx Reviewed on: 15th April 2026

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