Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,228 reviews, last reviewed 30th Apr 2026
1819700% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and understand. Easy to use and understand. Easy to track and manage through the app Reviewed on: 30th April 2026
Roarforge's avatar
Roarforge

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (90228)

5 Star Feedback

5
Positive customer experience overall Reviewed on: 15th April 2026
Fraser C's avatar
Fraser C

Makes items more easily accessible, breaks down purc...

5
Makes items more easily accessible, breaks down purchases into more manageable amounts. Shopping is more fun with paypal. Reviewed on: 15th April 2026
Melanie L's avatar
Melanie L

Leading the way

5
It's very simple and user friendly Reviewed on: 15th April 2026
Matt A's avatar
Matt A

Using paypal credit has been useful.

3
Using paypal credit has been useful. Throughout the process of applying and then being approved, happened within a minute. They gave a fair credit limit which has been useful for buying things as and when its needed. Although can be limited in the number of stores that approve it to be used. Reviewed on: 15th April 2026
Chris Notty's avatar
Chris Notty

They are great at what they are doing

5
They are great at what they are doing Reviewed on: 15th April 2026
Sabrina B's avatar
Sabrina B

Norman55

5
Very good, thank you. Absolutely brilliant from what I can Reviewed on: 15th April 2026
Norman Fontaine's avatar
Norman Fontaine

Better blue rewards

5
I would like the Blue rewards to be better. But I am enjoying the freedom that it has given me to spend money Reviewed on: 15th April 2026
James A's avatar
James A

PayPals credit system

4
Using PayPals credit system has been absolutely amazing. With easy access to card use, and easy payments across all platforms. Paypals credit system stays a strong foundation in ensuring the customer stays satisfied without any setbacks Reviewed on: 15th April 2026
Nathan X's avatar
Nathan X

All clear no smoke screens you know exactly how much...

5
All clear no smoke screens you know exactly how much it’s going to cost and easy payment options. Reviewed on: 15th April 2026
Terence John Maverley's avatar
Terence John Maverley

Always very helpful and quick to reply

5
Always very helpful and quick to reply Reviewed on: 15th April 2026
Shaun 's avatar
Shaun

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill