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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Fast efficient reliable service at all times

Fast efficient reliable service at all times Reviewed on: 7th July 2026

Easy service

Overall easy service and helpful to us as. a payment system Reviewed on: 7th July 2026

Great experience, always appreciate emails leading u...

Great experience, always appreciate emails leading up to payments and transparency about changes to credit agreements etc. I have used PayPal credit for years now and will continue to do so and favour over other lenders. Reviewed on: 7th July 2026

Helps a lot specially the three payment

Helps a lot specially the three payment Reviewed on: 7th July 2026

Review of service

Very informative and easy to use. No fuss and kept up to date with payments and balance Reviewed on: 7th July 2026

Everything excellent I would recommend to all family...

Everything excellent I would recommend to all family and friends. Reviewed on: 7th July 2026

Paypal has help me purchase a lot of items i couldn'...

Paypal has help me purchase a lot of items i couldn't afford in a one off payment , like how it sends you reminders to keep you up to date with your payment plan Reviewed on: 7th July 2026

Great customer service

Excellent means of payment for my goods and services. When my daughter mistakenly made a subscription, I spoke to their customer service and it was resolved straight away Reviewed on: 7th July 2026

Easy to use.

Easy to use. Convinient way to spread your payment. Available preety much on every website. Easy ways to login. App is very clear to use. Basically one of the easiest ways to pay online comparing to the others. Reviewed on: 7th July 2026

Fast, easy and best way to pay for anything.

Fast, easy and best way to pay for anything. Direct debit is good but the amount agreed isnt the amount they take which ends up you still owing a lot instead of finishing early before the Interest starts. Reviewed on: 7th July 2026

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