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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Since using PayPal never gotten any problems althoug...

Since using PayPal never gotten any problems although I have a credit card that I never used Reviewed on: 7th July 2026

easy to pay Excellent service

I have very good experience with PayPal easy to use secure payment method Reviewed on: 7th July 2026

Been a PayPal customer for years .

Been a PayPal customer for years . Is part of my life - extremely useful safe interactions. Use on different platforms - EBay for example. Also had credit for 3 months on an expensive product , able to spread costs without fees and excellent customer service helping me navigate the product. Reviewed on: 7th July 2026

So good they even extended my Credit

So good they even extended my Credit Reviewed on: 7th July 2026

I’ve had an excellent experience using PayPal.

I’ve had an excellent experience using PayPal. The platform is fast, secure, and incredibly easy to use for sending and receiving payments. Transactions are processed smoothly, and I always feel confident knowing my financial information is protected. Their customer support has also been helpful whenever I’ve needed assistance. I highly recommend PayPal to anyone looking for a reliable and convenient online payment service. Reviewed on: 7th July 2026

Very good customer service and an easy app to unders...

Very good customer service and an easy app to understand it explains everything Reviewed on: 7th July 2026

Superb experience

Superb experience all round and would highly recommend Reviewed on: 7th July 2026

Always very easy to use, nice quick and clear paymen...

Always very easy to use, nice quick and clear payment options. Reviewed on: 7th July 2026

Great for budgeting

It’s been really useful to be able to use PayPal credit for budgeting Reviewed on: 7th July 2026

Reliable Paypal

Love PayPal never an issue when paying online Reviewed on: 7th July 2026

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