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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146177 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146177)

Have used PayPal for many years and always found it...

Have used PayPal for many years and always found it safe and simple to use Reviewed on: 8th June 2026

Easy to understand and use, helpful kind staff

Easy to understand and use, helpful kind staff Reviewed on: 8th June 2026

So easy to set up and use, allows you to budget well...

So easy to set up and use, allows you to budget well, with easy payment options to suit Reviewed on: 8th June 2026

Very easy to use, quick when you need to budget for...

Very easy to use, quick when you need to budget for something Reviewed on: 8th June 2026

PayPal credit offer decent credit limit.

PayPal credit have offered me decent credit limit but not too much, that’s what I like, I’ve used PayPal credit multiple times for various purchases and found it very easy. Easy to keep up payments and see what I owe. Reviewed on: 8th June 2026

I enjoy using PayPal to make online purchases becaus...

I enjoy using PayPal to make online purchases because it is quick and convenient. I like having the option to pay in three. I don’t use it to send money to other people, but I know the option is there. Reviewed on: 8th June 2026

Great stuff thank you very much indeed

Great stuff thank you very much indeed Reviewed on: 8th June 2026

I got refunded when the seller refused to refund for...

I got refunded when the seller refused to refund for an item that didn't meet the trading standards. Reviewed on: 8th June 2026

Easy to use and very clear throughout.

Easy to use and very clear throughout. Reviewed on: 8th June 2026

Always a reliable service for all purchases

Always a reliable service for all purchases Reviewed on: 8th June 2026

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