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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,103 reviews, last reviewed 30th Apr 2026
1813950% increase in 5 star reviews
in the past 90 days
10300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just find the whole process has been very easy to... I just find the whole process has been very easy to use and very easy to understand Reviewed on: 30th April 2026
JRL's avatar
JRL

Latest lowest rating:

1

Will not let me cancel a subscription Will not let me cancel a subscription Reviewed on: 29th April 2026
Chris N's avatar
Chris N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90103)

Using PayPal has been consistently convenient, secur...

5
Using PayPal has been consistently convenient, secure, and efficient. I especially appreciate how easy it is to send and receive payments, whether for personal use or business transactions. Reviewed on: 14th April 2026
C P's avatar
C P

The customer service is top notch .

5
The customer service is top notch . They're quick in resolving queries. They. CAll back if need be. I strongly believe that PayPal is the right place to be when it comes to retail financial services. Reviewed on: 14th April 2026
Chinedu P's avatar
Chinedu P

Very good service and very excellent customer services

5
Very good service and very excellent customer services Reviewed on: 14th April 2026
Nkwalo B's avatar
Nkwalo B

Trustworthy and fast.

5
Trustworthy and fast. Does exactly what I need at a good rate Reviewed on: 14th April 2026
Duncan B's avatar
Duncan B

If I'm shopping online, I will only ever use PayPal...

5
If I'm shopping online, I will only ever use PayPal because I feel safe to shop online with them. If I have any problems I can go back to them.And I feel like they have my back Reviewed on: 14th April 2026
Carl 's avatar
Carl

Easy to follow quick payment & peace of mind securit...

5
Easy to follow quick payment & peace of mind security wise Reviewed on: 14th April 2026
Melanie's avatar
Melanie

PayPal has great service in general, easy to utilise

5
PayPal has great service in general, easy to utilise Reviewed on: 14th April 2026
AA's avatar
AA

Great option never let's you down

5
Great option never let's you down Reviewed on: 14th April 2026
Hughes's avatar
Hughes

Has lots of room to improve

4
PayPal used to be 10 years ago the go to, but there’s plenty of better options now, they’ve to step up. Reviewed on: 14th April 2026
Mariana A's avatar
Mariana A

Really useful way of purchasing online goods and exe...

5
Really useful way of purchasing online goods and execllent now they offer a physical card cant recommend enough Reviewed on: 14th April 2026
Zac Farnworth's avatar
Zac Farnworth

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