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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146193)

I feel very safe using PayPal for online purchases

5
I feel very safe using PayPal for online purchases Reviewed on: 8th June 2026

PalPal credit has helped me when things were very ha...

5
PayPal credit has helped me when things were very hard financially very helpful and always very easy to use any problem with other companies PayPal is willing to help to get your money back. I am very happy with PayPal as I feel very safe ordering online and paying my bills very easy payment and very helpful when you have any problems or issues. Reviewed on: 8th June 2026

Used PayPal for years, reliable and sends alerts whe...

5
Used PayPal for years, reliable and sends alerts when money due :) Reviewed on: 8th June 2026

PayPal credit has proven to be a great experience.

5
PayPal credit has proven to be a great experience. Easy to use and navigate the app. Never have any issues. Great security l. Reviewed on: 8th June 2026

Convenient and easy to use when I need to stagger pa...

5
Convenient and easy to use when I need to stagger payment especially at Xmas etc Reviewed on: 8th June 2026

PayPal have helped in the past with retailers who ha...

5
PayPal have helped in the past with retailers who have not fulfilled their customer needs. Reviewed on: 8th June 2026

Have used PayPal for many years and always found it...

5
Have used PayPal for many years and always found it safe and simple to use Reviewed on: 8th June 2026

Easy to understand and use, helpful kind staff

5
Easy to understand and use, helpful kind staff Reviewed on: 8th June 2026

So easy to set up and use, allows you to budget well...

5
So easy to set up and use, allows you to budget well, with easy payment options to suit Reviewed on: 8th June 2026

Very easy to use, quick when you need to budget for...

5
Very easy to use, quick when you need to budget for something Reviewed on: 8th June 2026

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