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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal Credit has been really helpful for managing l...

PayPal Credit has been really helpful for managing larger purchases without having to pay everything upfront. I find it easy to use, the payment options are clear, and being able to keep track of everything through PayPal makes the whole process simple and convenient. I’ve had a great experience using it. Reviewed on: 7th July 2026

It’s been very easy to use PayPal Credit.

It’s been very easy to use PayPal Credit. I am also easily able to navigate around it. Reviewed on: 7th July 2026

I like to pay whit PayPal all the time

I like to pay whit PayPal all the time Reviewed on: 7th July 2026

I've found PayPal to be very handy and stress free e...

I've found PayPal to be very handy and stress free easy to use and I do prefer it to some other payment methods Reviewed on: 7th July 2026

It been fantastic I am able to buy and spread the co...

It been fantastic I am able to buy and spread the cost with no interest very beneficial Reviewed on: 7th July 2026

Exceptionally effective customer service

Very effective customer service. The app is very user-friendly Reviewed on: 7th July 2026

PayPal has been a great support in many situations r...

PayPal has been a great support in many situations regarding having that extra bit of security to purchase and pay for something at a moment ! with the variety of repayment options. in cases of a emergency or other financial situation it’s a been a lifesaver for us many a time and fantastic to know how to manage it. Reviewed on: 7th July 2026

Really easy to get credit

Really easy to get credit; best to buy things when you cant afford it and then knowing you’ll be protected by paypal gives me a better sense of security Reviewed on: 7th July 2026

The whole format of PayPal gives you peace of mind a...

The whole format of PayPal gives you peace of mind and trust in all aspects of money! Reviewed on: 7th July 2026

Easy and straightforward - clear outline of repayments

Easy and straightforward - clear outline of repayments Reviewed on: 7th July 2026

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