Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to make use

5
Easy to make transactions really trustworthy and make buyers feel confident Reviewed on: 7th July 2026

Very useful

5
I used my PayPal credit ans it's very useful Reviewed on: 7th July 2026

I love having the use of PayPal when making purchase...

5
I love having the use of PayPal when making purchases online. Firstly because I always feel that my payment details are safe, secondly before of the range of payment options it gives me and lastly that if ever I have an issue which is pretty much never, their customer service is always extremely helpful Reviewed on: 7th July 2026

Very good response and friendly service with custome...

5
Very good response and friendly service with customer service Reviewed on: 7th July 2026

Excellent

5
Very good experience and now my wife is using as well. Thanks Reviewed on: 7th July 2026

A life saver

5
It give you peace of mind when purchasing, it give you a way out in difficult times. Reviewed on: 7th July 2026

I prefer PayPal for buying online, I feel very secur...

5
I prefer PayPal for buying online, I feel very secure using it and know if there is any issue then someone will always help. PayPal user for many years now Reviewed on: 7th July 2026

Safe to use

5
I feel very safe when using PayPal for my transactions due to various security measures in place. Reviewed on: 7th July 2026

Easy to use

4
Easy access anytime and very covinient Reviewed on: 7th July 2026

Protected payments

5
I feel that my bank details are protected and the pay in three makes life easier Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101310 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products