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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal credit makes life more affordable by spreadin...

PayPal credit makes life more affordable by spreading the cost over a few months interest free to put less strain on us financially. It’s really helpful and ensures we don’t get into debt that grows and you can never pay off. Reviewed on: 7th July 2026

No hassle purchasing

Always a quick easy process and they keep you updated with all transactions, it’s also very easy to view your account enabling you to see what you’ve spent and what payments you’ve made or paid hassle free Reviewed on: 7th July 2026

Always find easy to use when buying in line and safe...

Always find easy to use when buying in line and safe and secure Reviewed on: 7th July 2026

Easy to sign up and use .

Easy to sign up and use . On line service and great customer service Reviewed on: 7th July 2026

PayPal is always amazing value credit wise and so ea...

PayPal is always amazing value credit wise and so easy to deal with Reviewed on: 7th July 2026

Practical and easy to use for a whole range of purch...

Practical and easy to use for a whole range of purchases, with multiple ways of paying. Excellent customer service when contacted. Straight forward way to monitor balances. Easy to track when payments are due and simple to pay. Reviewed on: 7th July 2026

PayPal Easy Peasy

PayPal credit makes purchasing easy with a great interest free payment plan on higher priced items I would find harder to buy in one. Reviewed on: 7th July 2026

Flexible repayment..

Flexible repayments on purchases either through pay in 3 or credit. Reviewed on: 7th July 2026

Best example I really like your service

Best example I really like your service Reviewed on: 7th July 2026

PayPal credit has always been easy to use and compet...

PayPal credit has always been easy to use and competitive Reviewed on: 7th July 2026

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