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PayPal: PayPal Credit reviews

4.91
Based on 89,993 reviews, last reviewed 29th Apr 2026
1808900% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its been a great way to help me when I was strugglin... Its been a great way to help me when I was struggling in my new place, thank you Reviewed on: 29th April 2026
Toby's avatar
Toby

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89993)

easy to use and pay very securely

5
easy to use and pay very securely Reviewed on: 14th April 2026

Never had any bad experience with paypal.

5
Never had any bad experience with paypal. Customer service has been good and their credit options very useful. Also their new points system makense a lot of sense to promote the use of their debit card. Reviewed on: 14th April 2026

First class

5
Just easy to use, and great protection for online purchases. Reviewed on: 14th April 2026

Always use paypal.

5
Never had a problem, issues always sorted promptly. Reviewed on: 14th April 2026

Why I use PayPal.

5
I use PayPal for online purchases to spread the cost usually using the three interest free payment option. It is quick, easy and safe and I never miss a repayment. PayPal is an easy app to use with loads of features such a split the bill and requesting payment. Don’t know what I would do without it now. Reviewed on: 14th April 2026

The best!

5
Very good experience every time I used it and a great help. Reviewed on: 14th April 2026

Its a great service ever i have seen

5
Its a great service ever i have seen Reviewed on: 14th April 2026

Have trust when money is in dispute that pay pal are...

5
Have trust when money is in dispute that pay pal are reliable to sort out the issue. Feel very safe that my money is safe using their payment method. Reviewed on: 14th April 2026

Easy and simple access to my account, and simple acc...

5
Easy and simple access to my account, and simple access to my money! Reviewed on: 14th April 2026

Long term user of this excellent service

5
I’ve been using PayPal for a number of years & feel it is the safer option for purchasing online. If any issues with purchases the problems have been resolved easily and without issue promptly. Reviewed on: 14th April 2026

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