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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

No problems and piece of mind knowing its safe to bu...

No problems and piece of mind knowing its safe to buy with pay pal Reviewed on: 7th July 2026

easy to use

It easy to use PayPal credit as it get instant credit with in few Minuits Reviewed on: 7th July 2026

PayPal Review

It easy to understand and very helpful, when you maybe don't have enough money for a purchase. If it's a retailer that has PayPal as a payment method, they are usually different choice such as Pay In 3, PayPal Credit etc. Also usually no interest on Pay in 3, so it is useful for religious people, who can't be involved in interest in any way. PayPal Credit is also interest free during the initial term, which is all stated when you apply for PayPal Credit so you can't miss it. PayPal regularly communicates with service users to provide any sort of updates via email e.g. changes to terms and conditions etc. Reviewed on: 7th July 2026

I had a great customer service experience when I had...

I had a great customer service experience when I had a refund issues with booking.com. paypal interventions helped me to get my refund despite booking.com adamant. Reviewed on: 7th July 2026

Always using PayPal credit and I am always free of w...

Always using PayPal credit and I am always free of worry about having cash while spending get so much time to pay back Reviewed on: 7th July 2026

good to use for everday purchase.

good to use for everday purchase. Reviewed on: 7th July 2026

For the past years I been using paypal it's very eas...

For the past years I been using paypal it's very easy to use. Reviewed on: 7th July 2026

Absolutely perfect, flexible, easy to, safe

Absolutely perfect, flexible, easy to, safe Reviewed on: 7th July 2026

Trustworthy and used widely- I trust PayPal

Trustworthy and used widely- I trust PayPal Reviewed on: 7th July 2026

Helpful app

If ever I have had a problem with a merchant they have always help to resolve the issue or if i order a item and have not received it they will investigate the reason and you can choose if you want to accept the increase in your spending power the monthly payments are good too specially on some sites you can pay over 12months Reviewed on: 7th July 2026

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