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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146227 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146227)

Excellent service and widely regarded by businesses...

Excellent service and widely regarded by businesses - feel safe and protected using PayPal credit. Reviewed on: 8th June 2026

Customer service help desk hours, need to be later t...

Customer service help desk hours, need to be later then 1800 hrs, preferably 24/7. unable to contact help desk during the opening hours due to work environment. Reviewed on: 8th June 2026

Offered a credit card and application was easy.

Offered a credit card and application was easy. I have a sensible credit limit and it easy to pay with the card when shopping. Reviewed on: 8th June 2026

Easy to use.

Easy to use. Fair rates and good customer service. Reviewed on: 8th June 2026

I feel very safe using PayPal for online purchases

I feel very safe using PayPal for online purchases Reviewed on: 8th June 2026

PalPal credit has helped me when things were very ha...

PayPal credit has helped me when things were very hard financially very helpful and always very easy to use any problem with other companies PayPal is willing to help to get your money back. I am very happy with PayPal as I feel very safe ordering online and paying my bills very easy payment and very helpful when you have any problems or issues. Reviewed on: 8th June 2026

Used PayPal for years, reliable and sends alerts whe...

Used PayPal for years, reliable and sends alerts when money due :) Reviewed on: 8th June 2026

PayPal credit has proven to be a great experience.

PayPal credit has proven to be a great experience. Easy to use and navigate the app. Never have any issues. Great security l. Reviewed on: 8th June 2026

Convenient and easy to use when I need to stagger pa...

Convenient and easy to use when I need to stagger payment especially at Xmas etc Reviewed on: 8th June 2026

PayPal have helped in the past with retailers who ha...

PayPal have helped in the past with retailers who have not fulfilled their customer needs. Reviewed on: 8th June 2026

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