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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Fast, Easy and Reliable Credit Service

I’ve had a very positive experience using PayPal Credit. The application process was quick and straightforward, and managing my account has been simple through the app. Payments are easy to make, and I appreciate the clear statements and flexible payment options. Customer support was helpful when I had a question, and everything was resolved efficiently. Overall, PayPal Credit has been a convenient and reliable way to manage my purchases, and I would happily recommend it to anyone looking for a trusted credit provider. Reviewed on: 7th July 2026

Almost excellent

Almost excellent everything, but when about to take money it doesn't take them in time could be Reviewed on: 7th July 2026

Paypal is a trusted method of payment

Paypal is trusted, service is exceptional, using Paypal is quick and secure. When things go wrong with a purchase Paypal provides an efficient, no hassle solution Reviewed on: 7th July 2026

Always been very helpful when needed

Always been very helpful when needed Reviewed on: 7th July 2026

Affordable lending

I love the pay in 3 instalment options. Reviewed on: 7th July 2026

Very easy to use!

Very easy to use! Customer service is great and I know my purchases are protected which gives me peace of mind. Reviewed on: 7th July 2026

Safe buying online.

Safe buying online. Refunds from fraudsters. Reviewed on: 7th July 2026

I believe I am more than five years.

I believe I am more than five years. Have PayPal account I’m just Trust to PayPal then shopping on online so many times Reviewed on: 7th July 2026

Paypal strees free purchases

Easy to use and enjoy shopping with 3 easy installment… for large purchases….and credit card also easy to use and safe purchase. With any company and brand. Reviewed on: 7th July 2026

Its quick and easy to use and the app is very user f...

Its quick and easy to use and the app is very user friendly. The tracking feature, is especially helpful. PayPal is accepted by most retailers and the option to pay in interest free installments is a great benefit to spread the cost of a purchase . Reviewed on: 7th July 2026

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