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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

PayPal credit has proven to be a great experience.

PayPal credit has proven to be a great experience. Easy to use and navigate the app. Never have any issues. Great security l. Reviewed on: 8th June 2026

Convenient and easy to use when I need to stagger pa...

Convenient and easy to use when I need to stagger payment especially at Xmas etc Reviewed on: 8th June 2026

PayPal have helped in the past with retailers who ha...

PayPal have helped in the past with retailers who have not fulfilled their customer needs. Reviewed on: 8th June 2026

Have used PayPal for many years and always found it...

Have used PayPal for many years and always found it safe and simple to use Reviewed on: 8th June 2026

Easy to understand and use, helpful kind staff

Easy to understand and use, helpful kind staff Reviewed on: 8th June 2026

So easy to set up and use, allows you to budget well...

So easy to set up and use, allows you to budget well, with easy payment options to suit Reviewed on: 8th June 2026

Very easy to use, quick when you need to budget for...

Very easy to use, quick when you need to budget for something Reviewed on: 8th June 2026

PayPal credit offer decent credit limit.

PayPal credit have offered me decent credit limit but not too much, that’s what I like, I’ve used PayPal credit multiple times for various purchases and found it very easy. Easy to keep up payments and see what I owe. Reviewed on: 8th June 2026

I enjoy using PayPal to make online purchases becaus...

I enjoy using PayPal to make online purchases because it is quick and convenient. I like having the option to pay in three. I don’t use it to send money to other people, but I know the option is there. Reviewed on: 8th June 2026

Great stuff thank you very much indeed

Great stuff thank you very much indeed Reviewed on: 8th June 2026

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