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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always excellent service and value for money

Always excellent service and value for money Reviewed on: 7th July 2026

5* PayPal

Easy to apply,set up app. Can check balance. Reviewed on: 7th July 2026

Simple and easy

Simple to use, easy to understand no unnecessary jargon and very efficient payment system Reviewed on: 7th July 2026

Excellent

Easy way to pay. Payment can be spread up to 4 months interst free. Peace of mind knowing paypal are there to support you if anything goes wrong Reviewed on: 7th July 2026

I only trust paypal credit it is so helpful when I n...

I only trust paypal credit it is so helpful when I need to purchase something Reviewed on: 7th July 2026

Great service and product money was there when I nee...

Great service and product money was there when I needed it and even got a well appreciated 10 pound bonus thanks Reviewed on: 7th July 2026

Never had any problems when using PayPal credit

Never had any problems when using PayPal credit Reviewed on: 7th July 2026

Excellent communication , feel Safe when making Tran...

Excellent communication , feel Safe when making Transactions, Excellent Customer Service when sorting any issues out Reviewed on: 7th July 2026

Made my dream come true

I first took credit to buy equipment my son needed for become self employed. Most of all it financed my once in a lifetime trip to Jerusalem, could never have happened otherwise meant the world to me. Reviewed on: 7th July 2026

PayPal fan

Great secure payment method. Gives me more flexibility and security Reviewed on: 7th July 2026

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