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PayPal: PayPal Credit reviews

4.90
Based on 89,715 reviews, last reviewed 29th Apr 2026
1795800% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super helpful if you need to contact them Super helpful if you need to contact them Reviewed on: 29th April 2026
Patrick C's avatar
Patrick C

Latest lowest rating:

1

Very pleased with the service. Very pleased with the service. Very helpful in some situations. Reviewed on: 29th April 2026
Viktors S's avatar
Viktors S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89715)

Generally, very helpful.

5
Generally, very helpful. Credit repayment can be quite alarming. Reviewed on: 14th April 2026

10/10 Amazing great services

5
Amazing great services, been a customer for over 5 years now Reviewed on: 14th April 2026

Great service

5
great using paypal + earning points on my spending helps alot Reviewed on: 14th April 2026

PayPal my Go-To

5
PayPal has honestly been one of the easiest finance tools I’ve used. It’s quick to set up, simple to navigate, and makes sending or receiving money feel effortless. I like how widely accepted it is, whether I’m shopping online or paying someone directly, it just works. The added buyer protection also gives peace of mind. Overall, it’s reliable, convenient, and feels built with real users in mind. Reviewed on: 14th April 2026

Lost card got a new one no hastle

5
Lost card got a new one no hastle Reviewed on: 14th April 2026

I’ve been using PayPal since my teens, throughout it...

5
I’ve been using PayPal since my teens, throughout it I have used its many services which are easy to navigate and to understand. I enjoy how many methods there are to pay and how they support you if you have any problems with paying and making payments. Reviewed on: 14th April 2026

easy to use/ regular statements / flexible

5
easy to use/ regular statements / flexible Reviewed on: 14th April 2026

Reliable, Secure, and Seamless for Everyday Use

5
I’ve been using PayPal UK for quite a while now, and overall, my experience has been very positive. What stands out most is how easy it makes managing payments, whether I’m sending money to friends or paying for goods and services online. The interface is straightforward and doesn’t feel overwhelming, even for someone who isn’t particularly tech-savvy. One thing I really appreciate is the added sense of security. Knowing that my financial details aren’t shared directly with sellers gives me peace of mind, especially when shopping from new or unfamiliar websites. The buyer protection feature has also been reassuring, as it adds an extra layer of trust when making purchases. Transfers are usually quick, and linking my bank account was simple. I’ve also found it useful for receiving payments, which arrive promptly without unnecessary complications. Notifications are clear, so I always know what’s happening with my transactions. There have been occasional delays or minor issues, but customer support has generally been helpful in resolving them. It’s not perfect, but it’s reliable enough that I keep coming back to it as my preferred payment method. Overall, PayPal UK has made online transactions much smoother and safer for me. It’s convenient, dependable, and has become a regular part of how I manage money online. Reviewed on: 14th April 2026

useful butvgreat if it offered more incentives

4
i think it's useful , but it would be good if it could offer more incentives for using it, including when using its debit card and so on. many such services in asia for instance offers cashbacks, discounts and direct cash if using their services. Reviewed on: 14th April 2026

PayPal Credit option always offered

5
PayPal Credit option is offered pretty much every time when paying with PayPal is a payment option. Reviewed on: 14th April 2026

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