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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

It is easy to apply and good to spread the cost.

It is easy to apply, to manage the Credit and use it for shopping but that being said, i do feel like i have been paying forever and the debt has stayed the same because i could not afford to pay it back promptly. Reviewed on: 8th June 2026

Unique payment options

I do love PayPal credit I use it regularly and it is unique I don’t find any other credit that offers the same as Paypal Reviewed on: 8th June 2026

Paypal is safe, you get good customer service quickly.

Paypal is safe, you get good customer service quickly. Its really well integrated into shopping apps and banking. Its a great end user application which clearly shows you where you stand, balances and outstanding balances. Tranfers to banks instantly. Its a trusted platform for me which i find very safe secure. Reviewed on: 8th June 2026

Very easy to use.

Very easy to use. Never had an issue Reviewed on: 8th June 2026

Very good finance easy to use Available every sites

Very good finance easy to use Available every sites Reviewed on: 8th June 2026

Good deal , you can trust them, secure you payment...

Good deal , you can trust them, secure you payment Reviewed on: 8th June 2026

Paypal; click, verify & send.

Paypal is just so easy to use, click, verify & send. The offer of credit came at a perfect time to and making payments against the credit was simple. Reviewed on: 8th June 2026

I like having the option to spread payments on large...

I like having the option to spread payments on larger purchases when needed. Reviewed on: 8th June 2026

Easy access to my PayPal account and reliable service

Easy access to my PayPal account and reliable service Reviewed on: 8th June 2026

Very happy with the service, easy to use and custome...

Very happy with the service, easy to use and customer service very helpful. Reviewed on: 8th June 2026

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