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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

reliable and convenient

It’s reliable and convenient at all times Reviewed on: 7th July 2026

Overall great experience

Overall great experience - frequently use 0% for 4 months option for larger purchases. Repayment is easily managed. Some issues navigating website - which is clumsy at times. Reviewed on: 7th July 2026

SHOP WITH CONFIDENCE

The safest and most secure way to purchase goods Reviewed on: 7th July 2026

A very happy and loyal customer!

I’m a very happy and loyal customer to PayPal. As a longstanding customer I feel heard and valued and can rely on quality customer services every time. I am satisfied with my credit card option and like the benefits of the promotional offers. PayPal’s buyers protection helps me feel secure and enables peace of mind when making large purchases. Additionally, I like the app features as they make it easy to keep track of my balance, payments and provides prompt notifications so that nothing gets missed. It is easy to manage cards and find support via the resolution centre where correspondence can easily be tracked. I have highly recommended PayPal to others in the past and will continue to do so. Reviewed on: 7th July 2026

Good reliable quick.

Good reliable quick. Customer service was excellent in dealing with your query Reviewed on: 7th July 2026

Fantastic to deal with easy to use app

Fantastic to deal with easy to use app Reviewed on: 7th July 2026

Loyal PayPal customer

Have been using PayPal for 20+ years and have always found it to be excellent. Reviewed on: 7th July 2026

Unsuccessful Refund payed by paypal

I got a refund after a seller claimed to have refunded me when papypal stated it was unsuccessful. Customer service was efficient and I will use this platform and services for any purchase that allows it. It is safe and reliable. Reviewed on: 7th July 2026

Great customer service, easy and convinient to use.

Great customer service, easy and convinient to use. Also very secure and great deals often. Reviewed on: 7th July 2026

Helpful for spreading the cost

I used PayPal credit a lot & it's a good way of spreading the cost of something. I've used it for a few years now & had no issues. Reviewed on: 7th July 2026

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