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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,637 reviews, last reviewed 29th Apr 2026
1792100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

secure and safe is all i can say secure and safe is all i can say Reviewed on: 29th April 2026
jesalba's avatar
jesalba

Latest lowest rating:

2

Says instant transaction but takes them 3 days The app is annoying your due nothing then the next thing it says you missed a payment even though there is nothing showing and even when there is some... Read more Reviewed on: 29th April 2026
ADAM 's avatar
ADAM
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89637)

Useful short term credit option.

5
Sensible credit limits, allows you to pay over 4 months with zero interest Reviewed on: 14th April 2026
Steve Palmer's avatar
Steve Palmer

Smooth transfers and transactions

5
Although some transfer prices are expensive, PayPal has been, by far, the smoothest experience. Reviewed on: 14th April 2026
Jusagi's avatar
Jusagi

Amazing, easy and very convenient

5
Amazing, easy and very convenient Reviewed on: 14th April 2026
Laury Laukys's avatar
Laury Laukys

Paypal is a must!!

5
I love using paypal credit as its a great help wen I dont have immediate cash! The 4 months interest free is also a really big bonus. Reviewed on: 14th April 2026
Paypal user 's avatar
Paypal user

I love paypal and paypal credit.

5
I love paypal and paypal credit. Everything seems really affordable when purchasing even things that i don't have the money for all in one go. Its really good getting 4 months at 0% interest free. Uts wasy to pay off sooner if you want to. I would always use paypal credit or pay in three. I live when you return an item. You are refunded within a few days. No hassle whatsoever. The customer service is realky good too. Reviewed on: 14th April 2026
Sinead 's avatar
Sinead

I have never had any issue customer service have alw...

5
I have never had any issue customer service have always sorted it out. Reviewed on: 14th April 2026
Paul P's avatar
Paul P

I like this and I know I have some money in PayPal a...

3
I like this and I know I have some money in PayPal and if I have to use always I have something,but is terrible how much PayPal take money every month for me . Sometimes they block me for no reason and I was waiting long time for any results. Reviewed on: 14th April 2026
Kinga D's avatar
Kinga D

The reward system is amazing and I’ve saved money al...

5
The reward system is amazing and I’ve saved money already Reviewed on: 14th April 2026
Sharon B's avatar
Sharon B

Good customer service.

5
Good customer service. Got to thr point and problem solve within minutes Reviewed on: 14th April 2026
Lorraine J's avatar
Lorraine J

I found the experience of obtaining the credit facil...

5
I found the experience of obtaining the credit facility very straightforward. The availability of a digital card for store purchases is extremely useful. On the rare occasion I have had to use the customer service team there was quick response via online or telephone communications Reviewed on: 14th April 2026
Craig B's avatar
Craig B

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