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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

So Flexible

It’s so easy to use and keep control of plus with the PayPal card it allows even more spending freedom Reviewed on: 8th June 2026

Excellent Service

I had a great experience with PayPal customer service when I had a scam payment taken and they helped me instantly to get my money back. Reviewed on: 8th June 2026

Transparent terms and conditions, great service in o...

Transparent terms and conditions, great service in overall Reviewed on: 8th June 2026

PayPal credit is great!

PayPal credit is a fantastic convenient and value for money financial service which is easy to understand/nothing hidden. Reviewed on: 8th June 2026

I’ve used PayPal for a few years now and can’t fault...

I’ve used PayPal for a few years now and can’t fault the service I’ve received. Buying anything using PayPal gives me peace of mind knowing if something goes wrong they’re there to help. Reviewed on: 8th June 2026

It’s decent but sometimes can be tempting in a bad...

It’s decent but sometimes can be tempting in a bad way Reviewed on: 8th June 2026

It’s a useful secure payment tool to use instead of...

It’s a useful secure payment tool to use instead of using your bank card online or to setup regular payments using different payment methods. Reviewed on: 8th June 2026

Easy alround

Easy to apply, easy to manage online, loads of online help and customer service been spot on. Credit limit reviews periodically never had an issue and is linked to ebay so double handy for purchases online Reviewed on: 8th June 2026

Very easy to use and customer-centric

Very easy to use and customer-centric Reviewed on: 8th June 2026

Pay pal safe and versatile

I find Pay pal credit a useful and easy to use service that is safe, secure and versatile. I've used it to shop online, paying for products that are delivered as well as click & collect services, from a variety of retailers from John Lewis to Ikea. I was surprised by how many retailers use Pay pal and I really like the safety and security that Pay pal credit provides. Reviewed on: 8th June 2026

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