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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

PayPal is widely accepted & easy to use.

PayPal is widely accepted and is so easy to use. I find their rates competitive. Reviewed on: 8th June 2026

Always pleasant very reliable best customer service...

Always pleasant very reliable best customer service by far. Reviewed on: 8th June 2026

PayPal feels a true pal.

PayPal feels a true pal. When need it it is there. Reviewed on: 8th June 2026

Pay Pal credit - splitting the cost

I've used Pay Pal`s free bill splitting service on a regular basis. It's a great way to spread a larger purchase over over a number of months without íncuring interest charges. I have not had any problems and, where appropriateI've told friends about this offering. Reviewed on: 8th June 2026

Affordable and easy to use,every day a financial fri...

Affordable and easy to use,every day a financial friend next to me Reviewed on: 8th June 2026

Always use PayPal on online purchases, keeps me feel...

Always use PayPal on online purchases, keeps me feeling safe and protected, like the 4mm this interest free for cheeky hobby purchases! Reviewed on: 8th June 2026

Really positive experience with Paypal

Really positive experience with PayPal Reviewed on: 8th June 2026

Well done

Everything perfectly if I can I use Paypal always Reviewed on: 8th June 2026

Very easy to apply and accepted all across the UK an...

Very easy to apply and accepted all across the UK and Internet. Come now in card form. Reviewed on: 8th June 2026

Been This is the best way to be safe and secure

Been very very happy with all aspects of paypal Reviewed on: 8th June 2026

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