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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy payment pay in 3 is great plus purchase back...

Easy payment pay in 3 is great plus purchase back up Reviewed on: 7th July 2026

Good experience.

Good experience. Efficient service, quick transfer for overseas payment Reviewed on: 7th July 2026

Holiday bookings

Always use for holiday bookings and easier to pay Reviewed on: 7th July 2026

Love the interest free payment option

Love the interest free payment option Reviewed on: 7th July 2026

PayPal is easy to use and a good around company i us...

PayPal is easy to use and a good around company i use them alot Reviewed on: 7th July 2026

The experience was uncomplicated and easy to do

The experience was uncomplicated and easy to do Reviewed on: 7th July 2026

Highly recommend

Great way to pay and so easy to use Reviewed on: 7th July 2026

PayPal Credit the best.

Use it all the time especially if I spend over £100 then It's interest free for 4 months. So easy to use the app. You know immediately when your payments are due and the date you have to pay up by so no interest gets charged. Reviewed on: 7th July 2026

Always excellent service and great customer support

Always excellent service and great customer support Reviewed on: 7th July 2026

Easy PayPal Thanks

Always an easy time with PayPal Thanks Reviewed on: 7th July 2026

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