Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,494 reviews, last reviewed 29th Apr 2026
1785300% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant rates excellent offers no complaints Brilliant rates excellent offers no complaints Reviewed on: 29th April 2026
Victoria F's avatar
Victoria F

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (89494)

Can’t Fault.

5
Can’t Fault. Responsible lending and excellent customer service Reviewed on: 14th April 2026
Martin Gowland's avatar
Martin Gowland

Always had my back, easy to raise issues with seller...

5
Always had my back, easy to raise issues with sellers and easy to send money to friends and family. Reviewed on: 14th April 2026
Pete E's avatar
Pete E

I'm not really sure what else to say

5
I'm not really sure what else to say Reviewed on: 14th April 2026
Susan B's avatar
Susan B

25 years if paypal

5
Ive been with PayPal for over 25 years and its always been good to me Reviewed on: 14th April 2026
Hayley R's avatar
Hayley R

Smooth, reliable and convenient credit option

5
I’ve been using PayPal Credit for some time now and overall my experience has been very positive. It’s incredibly convenient, especially for spreading the cost of larger purchases without immediate pressure. The application process was straightforward, and I appreciate how clearly everything is explained within the app. What I like most is the flexibility it offers and how easy it is to manage payments. The interface is user-friendly, and I can always keep track of my balance and due dates without any confusion. Transactions are quick and seamless, which makes online shopping much easier. Customer support has also been helpful whenever I’ve had questions. While interest rates can be something to keep an eye on if you don’t pay on time, as long as you manage it responsibly, it’s a very useful financial tool. Overall, I would definitely recommend PayPal Credit to anyone looking for a simple and reliable way to manage their spending. Reviewed on: 14th April 2026
Jeannine J's avatar
Jeannine J

Reliable interaction.

5
Reliable interaction. Maybe try to explain more clearly to people who do not understand very well finance. Reviewed on: 14th April 2026
LD's avatar
LD

Always easy to deal with.

5
Always easy to deal with. Clear transparent and interest free options Reviewed on: 14th April 2026
Tracy S's avatar
Tracy S

Good start very help full like this

5
Good start very help full like this Reviewed on: 14th April 2026
Simonas's avatar
Simonas

Always good service and great shopping experience

5
Always good service and great shopping experience Reviewed on: 14th April 2026
Stuart s's avatar
Stuart s

Charges of payment

3
Charges are too high when you aying regularly Reviewed on: 14th April 2026
Megi's avatar
Megi

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill