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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146404)

Easy to deal with, never had a problem,

Easy to deal with, never had a problem, Reviewed on: 8th June 2026

Gives me flexibility and plan my finance.

Gives me flexibility and plan my finance. Reviewed on: 8th June 2026

Great for personal development

I’ve been using PayPal Credit for a while now, and it’s been incredibly helpful for financing my professional development. I recently used it to pay for voice acting classes to help expand my own training business. Being able to break up large upfront course fees into manageable chunks makes investing in my career way less stressful. The integration into the standard PayPal checkout is seamless, and tracking my balance in the app is straightforward. The interest-free introductory windows are fantastic as long as you plan ahead and stay on top of your payments. My only minor critique is that the customer service response times can be a bit slow if you have a specific billing question, but as a pure financing tool, it does exactly what I need it to do. Reviewed on: 8th June 2026

I love PayPal credit

I have used PayPal credit a few times usually for bigger purchases towards our house renovation. I like the ease of paying my bill via the app plus the reminder emails. Four months interest free is very generous and also helps boost your credit score! Reviewed on: 8th June 2026

as good as the known/mainstream brands

improvements to the payment and processing options as well as reasonable interest rates make this a good alternative to high street names. Reviewed on: 8th June 2026

Always secure

I always feel secure using PayPal, I love having the option to pay in full or pay in three, any dispute I have had has been dealt with swiftly and efficiently. Sometimes I have felt I have been going around in circles but the advice I was given was good. Reviewed on: 8th June 2026

Easy to use, different options ro pay adapted to the...

Easy to use, different options ro pay adapted to the customer. Reviewed on: 8th June 2026

Brilliant function in the app.

Brilliant function in the app. Flexible terms for short periods of credit. Reviewed on: 8th June 2026

I love using PayPal, I honestly have no complaints -...

I love using PayPal, I honestly have no complaints - it’s so easy and I especially benefit from the credit option which gives me longer to pay off that other credit providers so it’s far more manageable and stress free. Reviewed on: 8th June 2026

PP IS THERE INSTANTLY AND NEVER FAILS TO BE AS SIMPL...

PP IS THERE INSTANTLY AND NEVER FAILS TO BE AS SIMPLE BUT AS SECURE AS POSSIBLE WITH CARE, EXCELLENT SERVICE Reviewed on: 8th June 2026

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