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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Ideal, speedy & secure service!

Ideal and speedy way to make any transactions. It's of course secure. Everything is clear and simple to follow be it just normal spending via the app or using pay in 3. The feature of anything above £99 is 0% for 4 months is an excellent offer I think no other credit provider offers. Finally if you need to contact PayPal it's not chat bots or emails back & forth, you can speak with an agent if you prefer, I've always found them helpful, understanding and knowledgeable. Excellent! Reviewed on: 7th July 2026

PayPal is easy to use and values its customers by gi...

PayPal is easy to use and values its customers by giving rates that are fair. It makes payments across many platforms. It is smart and simless to use Reviewed on: 7th July 2026

Good service always reliable, comes in handy

Good service always reliable, comes in handy Reviewed on: 7th July 2026

Swift easy to use, secure, and easy access to accoun...

Swift easy to use, secure, and easy access to account through the app Reviewed on: 7th July 2026

Very simple and easy to use.

Very simple and easy to use. If I have an issue support are available easily Reviewed on: 7th July 2026

Paypal the best app to use for safety

I have used PayPal for all my transactions online for years and do not regret using them. Reviewed on: 7th July 2026

Excellent communication from the company.

Excellent communication from the company. Always useful in so many situations for paying securely. Once, I had an issue with a purchase that wasn't delivered, and PayPal took care of everything to make sure I got my money back! Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Very quick to respond if there is any query. Added security when purchasing . I use PayPal as first payment option. As very reliable and secure Reviewed on: 7th July 2026

Paypal is great.

Paypal is great. Safe and easy to use Reviewed on: 7th July 2026

PayPal customer service is top notch.

PayPal customer service is top notch. Not too long on phone lines and always resolves my queries. Reviewed on: 7th July 2026

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