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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,402 reviews, last reviewed 29th Apr 2026
1781150% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and navigate. Very easy to use and navigate. Making claims extra payment and disputes are all very easy to do. I would recommend to everyone and anyone Reviewed on: 29th April 2026
Samia N's avatar
Samia N

Latest lowest rating:

2

Buggy website and app. Buggy website and app. UX is so confusing I'm suspicious it's internionally bad to make it more likely people miss a payment. Reviewed on: 29th April 2026
Mr. AC's avatar
Mr. AC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89402)

Excellent company

5
PayPal is excellent for purchasing , I love the buy now pay in 4 gives me the flexibility to buy and spread the payments , I have now got the credit card and the PayPal debit card and rate their service top notch , any issues are sorted straight away and they can’t do enough for you Reviewed on: 14th April 2026
Matthew Townsend's avatar
Matthew Townsend

Good all round service but not easy to get hold of c...

4
Good all round service but not easy to get hold of customer service when needed Reviewed on: 14th April 2026
Katie 's avatar
Katie

I've found PayPal to be very supportive, I had troub...

5
I've found PayPal to be very supportive, I had trouble with a Seller from Barnsley and they were great. Flexibility with payments and a payment plan, couldn't wish for a better service. Reviewed on: 14th April 2026
Hefin Harries's avatar
Hefin Harries

Good service fast secure reliable

5
Good service fast secure reliable Reviewed on: 14th April 2026
busterbeckett@yahoo.co.uk's avatar
[email protected]

Good overall, delayed payments

5
I’ve been using PayPal for many years and my experience has always been positive. Payments are quick, the app is easy to use, and I’ve never had any major issues. It’s a service I trust and feel confident using. One improvement I would suggest is having the option for repayments to be taken immediately when using PayPal Credit. At the moment, payments can take a few days to be processed. Because of this delay, I’ve had situations where I made a payment while I had the money available, but when PayPal attempted to take the funds a few days later, the money was no longer in my account. Unfortunately, this has affected my credit score, even though I had made the payment on time. An instant payment option would make things much clearer and help avoid these situations. Reviewed on: 14th April 2026
MariaP's avatar
MariaP

I really like using PayPal, it's excellent

5
I really like using PayPal, it's excellent Reviewed on: 14th April 2026
Pawel S's avatar
Pawel S

Excellent service.

5
Excellent service. Very helpful when needed Reviewed on: 14th April 2026
Jacquie Currie's avatar
Jacquie Currie

All my experiences are positive.

5
All my experiences are positive. I was never left alone with a problem. When I needed help, I always received it. Reviewed on: 14th April 2026
Adam Heyn's avatar
Adam Heyn

Excellent service.

5
Excellent service with the 4 month's interest free option. Reviewed on: 14th April 2026
Fcal's avatar
Fcal

I live in Scotland, and I had a wedding in Italy.

5
I live in Scotland, and I had a wedding in Italy. With the cost of life increasing, paypal credit gave me some fresh air for this expensive. Reviewed on: 14th April 2026
Andrea D's avatar
Andrea D

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