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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Extended Time

I have been using paypal credit for a long time. I find their products helpful with my financial needs. It helped me to manage my day to day expenses. I like the choice of extended time to pay amounts over £100. Reviewed on: 7th July 2026

I am very satisfied with the services provided.

I am very satisfied with the services provided.Very clear and easy-to-understand rules Reviewed on: 7th July 2026

Fast payment method during checkout

Fast payment method during checkout Reviewed on: 7th July 2026

I love using the app, not been able to use pay in 3...

I love using the app, not been able to use pay in 3 recently and don’t know why Reviewed on: 7th July 2026

5 star service

Never had any problems with PayPal credit 5 star service Reviewed on: 7th July 2026

PayPal always there when you need them.

PayPal always there when you need them. I was very ill and couldn’t work so I was stuck for cash PayPal was there to help. Reviewed on: 7th July 2026

A great help to manage finances.

A great help to manage finances. Reviewed on: 7th July 2026

Just Perfect and has remained so for years.

Just Perfect and has remained so for years. Trusted. Reviewed on: 7th July 2026

Always easy to deal with PayPal.

Always easy to deal with PayPal. Reviewed on: 7th July 2026

Very very good experience always

Very very good experience always Reviewed on: 7th July 2026

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