Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Been with paypal for years, always reliable and stra...

Been with paypal for years, always reliable and straightforward. Makes payments, purchases and budgeting very easy. Highly recommend for everyone. You can also now apply for a card to use in shop. Nothing but amazing. Reviewed on: 7th July 2026

I’ve used PayPal for 20 years plus very reliable and...

I’ve used PayPal for 20 years plus very reliable and always there to help. And a very fast service. Highly recommend them. Most of my purchases are made with PayPal because you’re guaranteed to get the best service Reviewed on: 7th July 2026

Paypal are always there quick easy to use perfect fo...

Paypal are always there quick easy to use perfect for anything I need quickly Reviewed on: 7th July 2026

PayPal is excellent

PayPal credit is an excellent way of purchasing items and getting more time to pay it off in a variety of ways Reviewed on: 7th July 2026

A great experience

I’ve had a great experience using PayPal. It’s fast, secure, and makes sending and receiving money incredibly easy. I also like the extra buyer protection when shopping online, which gives me more confidence when making purchases Reviewed on: 7th July 2026

Very simple and easy way to pay.

Very simple and easy way to pay. Clear statements and interest free if you pay within a certain time frame Reviewed on: 7th July 2026

PayPal credit, there when you need help.

PayPal credit has always been there when I’ve needed to make those big purchases that come at exactly the wrong time. Or the unforgettable experiences that I can’t miss. the best thing about it is, when paying it back you don’t feel as though you’re being punished for being in a tight spot financially. Reviewed on: 7th July 2026

Not bang for the buck

PayPal credit is a good substitute for credit card, easier to use and better than other options. Reviewed on: 7th July 2026

Peoples burden is our burden

It was amazing as it had pay monthly installments which eases day to day expenditure bearable… Reviewed on: 7th July 2026

Great service easy to navigate app

Great service easy to navigate app Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub