Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 89,283 reviews, last reviewed 29th Apr 2026
1775600% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience, no hassles in applying for the loan... Good experience, no hassles in applying for the loan and its approval. Good repayment terms and interest. Good when you are having financial problems.... Read more Reviewed on: 29th April 2026
Cee T's avatar
Cee T

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89283)

Tricky PayPal

5
It's all very good until there's a problem, speaking to a person gets tricky Reviewed on: 14th April 2026

Great way to pay.

5
Great way to pay. Would certainly recommend Reviewed on: 14th April 2026

Always i had a good experience when I had to contact...

5
Always i had a good experience when I had to contact customer service or I found it more secure when I purchase something online. Reviewed on: 14th April 2026

The MOST seamless transactions, transparent and effi...

5
The MOST seamless transactions, transparent and efficient financial App/Credit facility or institution out there without a doubt. Reviewed on: 14th April 2026

Best payment system

5
PayPal is the best payment system on the market.I always use PayPal Credit which allows me to divide my shopping in 4 times with no interest when payed on time. Reviewed on: 14th April 2026

Paypal has been a game changer when you explore the...

5
Paypal has been a game changer when you explore the full potential it has Reviewed on: 14th April 2026

I have had issues b4 that wasn't even resolved so I...

4
I have had issues b4 that wasn't even resolved so I paid for stuff thtbi didn't even receive and other issues I had tht was resolved Reviewed on: 14th April 2026

Nothing to tell!

4
Nothing to tell!! All seems to work as it should!! Reviewed on: 14th April 2026

Great service.

5
Great service. Have had no issues. Easy to use. Very happy so far. Would recommend Reviewed on: 14th April 2026

Ive always found PayPal easy and safe to use.

5
Ive always found PayPal easy and safe to use. Reviewed on: 14th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 40737 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3687 reviews
    PayPal
    View all products