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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 89,178 reviews, last reviewed 29th Apr 2026
1770750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to purchase and checkout. Always easy to purchase and checkout. Never had a problem. Any refunds have always been prompt.. Reviewed on: 29th April 2026
Amanda p's avatar
Amanda p

Latest lowest rating:

2

A very difficult task trying to lower credit limits... A very difficult task trying to lower credit limits or close account. Should be an easy task instead if a job to complete. If I have to ring and expl... Read more Reviewed on: 29th April 2026
Danimal's avatar
Danimal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (89178)

Amazingly helpful

5
It is helped me to be able to book things I otherwise wouldn't have been able to, has been very useful for emergencies too. Would definitely recommend to friends and family. Reviewed on: 14th April 2026
Mary M's avatar
Mary M

I can’t sell my records without PayPal.

5
I can’t sell my records without PayPal. Reviewed on: 14th April 2026
Michael Connolly's avatar
Michael Connolly

I’m very excited about the time frame for responding

5
I’m very excited about the time frame for responding Reviewed on: 14th April 2026
Mathew N's avatar
Mathew N

paypal credit and how easy it is to use

5
everytime ive had to use paypal credit its been an easy transaction and if ive needed help with a purchase or payment they have been very helpfull and quick which has made me use paypal credit a lot more as credit term are very good and easy to understand Reviewed on: 14th April 2026
richard b's avatar
richard b

Customer service needs improving

4
Customer service needs improving Reviewed on: 14th April 2026
Roya R's avatar
Roya R

Great service in general Thank you

5
Great service in general Thank you Reviewed on: 14th April 2026
Daniel S's avatar
Daniel S

Always had a good experience with PayPal.

5
Always had a good experience with PayPal. I’ve been a customer of theirs for a fair few years now and it feels great knowing they have my back when it comes to security with transactions on my accounts. I have credit accounts too and I use their pay in 3 a lot too! Thanks PayPal! Reviewed on: 14th April 2026
Matthew N's avatar
Matthew N

Not great with cancellations

4
They mishandled a cancellation and even now my total balance doesn't match the total of the finance plans I have from PayPal Reviewed on: 14th April 2026
Kevin P's avatar
Kevin P

I’ve had to contact PayPal a few times over the year...

5
I’ve had to contact PayPal a few times over the years they are always helpful and sort things out. Reviewed on: 14th April 2026
E H's avatar
E H

Ease of use

5
Really easy to use and offers a good range of coverage of different online stores. Reviewed on: 14th April 2026
Steven A's avatar
Steven A

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