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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Secure payment

Secure as you are not directly sharing your bank details, with convenient options for spreading payment on larger purchases. Reviewed on: 7th July 2026

Very easy to use, well integrated with vendors and a...

Very easy to use, well integrated with vendors and an overall seamless experience Reviewed on: 7th July 2026

Safety and long term of repayment

Easy and more helpful time for repayment is good Reviewed on: 7th July 2026

I was charged 12£ for a reversal of payment.

I was charged 12£ for a reversal of payment. Thats unfair Reviewed on: 7th July 2026

Instant, reliable service, helpful in a dire financi...

Instant, reliable service, helpful in a dire financial situation Reviewed on: 7th July 2026

Great experience.

Great experience. Would highly recommend.! Easy to manage installment plans. I have used PayPal Credit to buy a few items now and would not hesitate to reach out to it again. I have needed to speak to the Customer Service Team only on one occasion- very quick response & equally informative! Reviewed on: 7th July 2026

Used by almost every store, so easy to use, customer...

Used by almost every store, so easy to use, customer service always helpful whenever needed to be used. Overall service provided by both allowing me a safe and secure way to pay, as well as paypay credit being a great service also. Reviewed on: 7th July 2026

Easy to use ,good communication as I am a pensioner...

Easy to use ,good communication as I am a pensioner handey when I am out and about Reviewed on: 7th July 2026

Easy to use, Always there when is needed

Easy to use, Always there when is needed Reviewed on: 7th July 2026

Good value for money and credit good place to keep m...

Good value for money and credit good place to keep money, customer service could use some improvement especially in terms accessibility Reviewed on: 7th July 2026

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