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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent services

Not had any bad experience with PayPal, any issues have been quickly resolved by customer service Reviewed on: 7th July 2026

They are trusted and Coustomer service is great!

They are trusted and Coustomer service is great! Pay on 3 is a great addition what I can say more recommends to others - thanks Reviewed on: 7th July 2026

Paypal an awesome experience.

Love it. Always have and always will Reviewed on: 7th July 2026

PayPal the hero’s to the rescue

PayPal credit is easy to use and always there for me Reviewed on: 7th July 2026

Quick service and excellent customer support, always...

Quick service and excellent customer support, always use when purchasing online Reviewed on: 7th July 2026

I find it useful for day to day online shopping.

I find it useful for day to day online shopping. Especially for refunds without a hassle. Reviewed on: 7th July 2026

PayPal for Excellent: service.,.

I've been using PayPal for many years & in the main, they are 2nd to none in terms of flexibility & they usually find in favour of their customers. Lately though they occasionally will find in favour of the suppliers, probably as a result of the universal cutbacks & expecting more from their Investigating Officers. What I think they are exceptional at, is the voice of offers, for example, their collaboration with Klarna. I also think that tweaking their website does sometimes make it hard to find things. Reviewed on: 7th July 2026

PayPal would recommend to anyone

PayPal is a very good reliable service, many different ways to pay which I use pay in 3 a lot as it is easy way to share your payments so easy to pay back, statements are easy to understand, customer service is spot on if you have any problems cannot fault this service at all would and have already done so recommended to others Reviewed on: 7th July 2026

Easy handle

Very easy to use and no hidden cost Reviewed on: 7th July 2026

Very satisfied and secure service

Very satisfied and secure service Reviewed on: 7th July 2026

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