Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146489)

Great help easy to use and very secure

5
Great help easy to use and very secure Reviewed on: 8th June 2026

Perfect options for 0% interest purchase like 4 mont...

5
Perfect options for 0% interest purchase like 4 months or even 12! Very helpful with bigger purchases Reviewed on: 8th June 2026

Good and complete service across all lines of products

5
Good and complete service across all lines of products Reviewed on: 8th June 2026

Very fast and reliable and good trained staff

5
Very fast and reliable and good trained staff Reviewed on: 8th June 2026

PayPal credit, interest free over 4 months, has been...

4
PayPal credit, interest free over 4 months, has been extremely useful for me. Reviewed on: 8th June 2026

Quick and easy to apply for and use

4
Quick and easy to apply for and use Reviewed on: 8th June 2026

Lots of rewards, the app is well done, easy to use,...

5
Lots of rewards, the app is well done, easy to use, secure. Easy to transfer money to friends and family. Reviewed on: 8th June 2026

I love it.

5
I love it. I trust it. Its the only method that i use. Reviewed on: 8th June 2026

Never had any issues, always rely on for safety, onl...

5
Never had any issues, always rely on for safety, online ordering support so I never lose out on a no show item or damaged. Reviewed on: 8th June 2026

Alternative to mainstream brands

4
good options for payment and good interest rates make this a viable alternative to the mainstream brands Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78011 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products