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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (89027 reviews)

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4.90

Based on 89,027 reviews, last reviewed 29th Apr 2026

1763750% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always reliable and easy to use . Always reliable and easy to use . App is easy to navigate and keep tabs on your spending. I always know I am protected when buying through PayPal Reviewed on: 29th April 2026

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89027)

Im using over 10 years and very happy with it.

Im using over 10 years and very happy with it. Reviewed on: 14th April 2026

Easy web service

Easy web service,balance is always shown up to date,never any problems and when there is a problem quickly sorted out by people not AI Reviewed on: 14th April 2026

Love the ease of the app and the options that can be...

Love the ease of the app and the options that can be used to buy and spread interest free purchases. Reviewed on: 14th April 2026

A real lifesaver for everyday spending

I use PayPal for most of my transactions and it’s been excellent. The PayPal Credit option with 0% for 4 months is especially helpful—it gives me flexibility to repay without pressure. As a mum, it means I can buy what my daughters need without worrying in the moment, knowing I have that safety net. It genuinely gives me peace of mind. A real lifesaver. Reviewed on: 14th April 2026

I have had nothing but positive statements about eve...

I have had nothing but positive statements about every interaction with PayPal. Reviewed on: 14th April 2026

Easy, Convenient & Reliable

PayPal Credit is very easy to use and convenient for everyday purchases. The setup process is quick and straightforward, and once approved, it’s ready to use immediately. I like that it offers flexible payment options and sometimes interest-free periods, which helps with managing larger expenses. It also integrates well with PayPal, making online shopping smooth and secure. The rewards and offers are a nice bonus too. Overall, a reliable and user-friendly service that makes payments more manageable. Reviewed on: 14th April 2026

PayPal best way to pay online!!!

Excellent way to pay online!!! Nothing to be worry about it's very Safe.!!! Reviewed on: 14th April 2026

Brilliant

So easy to use and you get points as well. Glad I moved. Reviewed on: 14th April 2026

easy to use and can get access at any time

easy to use and can get access at any time Reviewed on: 14th April 2026

Very Positive and helpful as it helps paying in inst...

Very Positive and helpful as it helps paying in installments. Reviewed on: 14th April 2026

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