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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146507)

Super good always reliable and helpful team when nee...

5
Super good always reliable and helpful team when needed. I would always recommend to others to help build their credit score. 10/10 will continue to use and recommend to other who may need to start with credit Reviewed on: 8th June 2026

Been using it for many years!!

5
I've been using PayPal for many years and it's always been great for me as it's easy to understand and great rates also helps. Reviewed on: 8th June 2026

Perfect customer service, they are they to assist as...

5
Perfect customer service, they are they to assist as and when needed. Pay in 3 is the perfect way to split your purchases interest free over 3 months. Reviewed on: 8th June 2026

Always hassle free with great financial value

5
Always hassle free with great financial value Reviewed on: 8th June 2026

It is very easy and easy application

5
It is very easy and easy application Reviewed on: 8th June 2026

Super easy to set up and very convenient.

5
Super easy to set up and very convenient.asked for a little visit of help as I wanted to ensure my PayPal account was separate from the ‘credit’ account and it was all dealt with really well Reviewed on: 8th June 2026

Very good experience

5
I’m old costumer with PayPal and I found it really helpful to have them it’s helped me to pay easier plus the interest free for payment of 3 and many other benefits from PayPal. Reviewed on: 8th June 2026

PayPal is easy to use and good at keeping track of s...

5
PayPal is easy to use and good at keeping track of spending Reviewed on: 8th June 2026

Great help easy to use and very secure

5
Great help easy to use and very secure Reviewed on: 8th June 2026

Perfect options for 0% interest purchase like 4 mont...

5
Perfect options for 0% interest purchase like 4 months or even 12! Very helpful with bigger purchases Reviewed on: 8th June 2026

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