Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 89,012 reviews, last reviewed 29th Apr 2026
1763100% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is amazing PayPal has been an exceptionally valuable financial tool throughout my time as a student. The platform has significantly reduced financial pressure by... Read more Reviewed on: 29th April 2026
Raheem's avatar
Raheem

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (89012)

Quick, professional and peace of mind.

5
Quick, professional and peace of mind. Reviewed on: 14th April 2026

pay in 3 without interest.

5
Pay pal help me to pay in 3 without interest. That is one of the best options I consider. Also I created the pool for my son to help in his tennis and that is a really good as well. Reviewed on: 14th April 2026

Pay Pal credit always there when you need it

5
Pay Pal credit always there when you need it Reviewed on: 14th April 2026

I like to use this app for big payments so I can spl...

5
I like to use this app for big payments so I can split my bills Reviewed on: 14th April 2026

Great Broadening services

5
Paypal is very useful when receiving or giving funds internationally. The customer service is excellent. Reviewed on: 14th April 2026

I always used paypal in my online purchases its reli...

5
I always used paypal in my online purchases its reliable, safe and trustworthy Reviewed on: 14th April 2026

PayPal credit with physical card, its great for onli...

5
PayPal credit with physical card, its great for online & offline transactions! Reviewed on: 14th April 2026

PayPal have always been quick with responding in the...

5
PayPal have always been quick with responding in the past. Reviewed on: 14th April 2026

Easy to use, interface is easy to navigate.

5
Easy to use, interface is easy to navigate. CS is easy to contact and provides timely updates. Reviewed on: 14th April 2026

Because is easy to access the app and very helpful t...

5
Because is easy to access the app and very helpful tu use special on emergency because PayPal give you credit so you’ve got like split payments makes much easier todo so I recommend this to everyone Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review