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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146526)

Always a trusted payment provider

5
Amazingly easy to use, has made online (and in-store) shopping ever so easy. I simply check out, log/ in and done. No more adding card details, address details and creating accounts on online retailers. I take it for granted but couldn’t shop without it. Reviewed on: 8th June 2026

Seemless, so east to do :-)I would highly recommend...

5
Seemless, so east to do :-)I would highly recommend to anyone. Reviewed on: 8th June 2026

Great service and easy to use, gives you confidence...

5
Great service and easy to use, gives you confidence that finances are been managed correctly Reviewed on: 8th June 2026

Excellent service, exactly what we need

5
Excellent service, exactly what we need Reviewed on: 8th June 2026

good Pay Pall smart all round

5
good all round, I am customer from many years and had not a single problem using the company Reviewed on: 8th June 2026

Paypal is brilliant for all money matters

5
Paypal is brilliant for all money matters Reviewed on: 8th June 2026

lovely easy and quick with pay pall

5
lovely easy and quick with pay pall Reviewed on: 8th June 2026

PayPal credit helps me build better credit and becom...

5
PayPal credit helps me build better credit and become handy Reviewed on: 8th June 2026

Brilliant payment options

5
Have found PayPal and brilliant payment tool, direct single payment or the ability to spread the payments Reviewed on: 8th June 2026

Super good always reliable and helpful team when nee...

5
Super good always reliable and helpful team when needed. I would always recommend to others to help build their credit score. 10/10 will continue to use and recommend to other who may need to start with credit Reviewed on: 8th June 2026

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