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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal has great customer service

PayPal has great customer service, but some of its services can be pricey. Reviewed on: 7th July 2026

I once did eBay & PayPal was vital with that.

I once did eBay & PayPal was vital with that. I sent a little money each month to my two daughters, all the years they were in university, without ever having a problem. My Goddaughter is also French and still studying, so am able to send her some Euros each month, without it being difficult. In fact it’s very easy & you can include a private message to everyone that you support, whilst still in education. Top marks PayPal. Keep up your good work. Thank you. I would recommend your services to everyone. Reviewed on: 7th July 2026

The best back up plan!

Super easy to use, great options and secure, only ever a positive experience Reviewed on: 7th July 2026

Interest-free instalment payment my best option

I've been using PayPal for years. I enjoy the ability to pay in instalments, interest-free, over a period of time Reviewed on: 7th July 2026

I use PayPal all the time for online purchases, incl...

I use PayPal all the time for online purchases, including their credit services like pay in 3 and 0% for 4. It's always easy. I have often used them when selling goods and that usually goes very well too. Reviewed on: 7th July 2026

Great experience all round

Great experience all round, from customer service to value provided. Reviewed on: 7th July 2026

I have used PayPal for many years, when ever I have...

I have used PayPal for many years, when ever I have had a issue PayPal has come to my rescue and resolved the issue mainly when an item I have bought has not arrived. Reviewed on: 7th July 2026

Paypa; credit benefits

The credft patplan are very beneficial and about the one of those who gives credit for 4 months at 0 interest this is very good as it make me always asured that i can always get credit at 0 interest rate for 4 months instantly Reviewed on: 7th July 2026

Fantastic, been with paypal 7 years

Fantastic, been with paypal 7 years Reviewed on: 7th July 2026

Always There.

No Problems. Excellent Service. Finance when Needed. Reviewed on: 7th July 2026

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