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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Payment method I trust.

Negotiated a refund on pay in 3 really well. Telephone service was good on a pay in 3 when I lost my credit card. Never had security issues. Use PayPal always when the option is there. Reviewed on: 7th July 2026

Great and hassle free to deal with

Great and hassle free to deal with Reviewed on: 7th July 2026

Easy and Convenient

Needed credit for a larger purchase and it was more convenient than paying in full Reviewed on: 7th July 2026

Very helpful to manage with pay in 4 months.

Very helpful to manage with pay in 4 months. It gives you the opportunity to shop and pay later with no interest Reviewed on: 7th July 2026

Convenience, good communication through emails.

Convenience, good communication through emails. Reviewed on: 7th July 2026

An excellent service.

PayPal Credit has been easy to use, reliable, and very convenient. The application was quick, payments are simple to manage, and customer support has been helpful whenever needed. It’s a great way to spread costs with clear, straightforward terms. Reviewed on: 7th July 2026

When I had issues with a company taking too much mon...

When I had issues with a company taking too much money for payments from my account, PayPal got my money back , quickly and efficiently. Saving me alot of stress! Reviewed on: 7th July 2026

some problems with foreign exchange rate and transfe...

some problems with foreign exchange rate and transferring. Reviewed on: 7th July 2026

PayPal better then my bank

Pay pal is better than my own bank . Give oppection to pay in instalments without paying any interest. I really like it. Plus when you buy on line and pay with PayPal sometimes people on line fraud but PayPal help me to get my money back fast and quick Reviewed on: 7th July 2026

I always have a fantastick experience with paypal an...

I always have a fantastick experience with paypal and value for money. Reviewed on: 7th July 2026

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