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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146543 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146543)

Never had an issue using them to buy goods online.

Never had an issue using them to buy goods online. The pay in 3 is brilliant as it takes the pressure off buying a large purchase. Great service Reviewed on: 8th June 2026

Great service very pay pal helpful

Great service very helpful very happy with this service Reviewed on: 8th June 2026

PayPal is really excellent for managing your finances.

PayPal is really excellent for managing your finances. I would suggest there products like credit card, money transfers to friends and families. Reviewed on: 8th June 2026

Brilliant service.

Brilliant service. Great app.. very user friendly and interactive Reviewed on: 8th June 2026

I all ways been a happy customer with pay pal the on...

I all ways been a happy customer with pay pal the on line customer service is brilliant they have company app easy to read and understand i have a shopping card as well I can recommend to anyone Reviewed on: 8th June 2026

Enjoy the app and the card.

Enjoy the app and the card. Loved the interest free while it lasted. Shame it had to stop. Would be better if a term was applied for longer on all transactions for say 6 months at least. Otherwise yes I was happy. Reviewed on: 8th June 2026

Very good.

I have used PayPal credit for many years. It is my go to when wanting to buy larger items. Love the 4 months credit option. Reviewed on: 8th June 2026

Always a trusted payment provider

Amazingly easy to use, has made online (and in-store) shopping ever so easy. I simply check out, log/ in and done. No more adding card details, address details and creating accounts on online retailers. I take it for granted but couldn’t shop without it. Reviewed on: 8th June 2026

Seemless, so east to do :-)I would highly recommend...

Seemless, so east to do :-)I would highly recommend to anyone. Reviewed on: 8th June 2026

Great service and easy to use, gives you confidence...

Great service and easy to use, gives you confidence that finances are been managed correctly Reviewed on: 8th June 2026

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