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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Peace of mind

Peace of mind knowing you have protection when buying products. Easy paying system and is available almost anywhere. Reviewed on: 7th July 2026

Good safe money payments without any issues

Good safe money payments without any issues Reviewed on: 7th July 2026

PayPal is amazing

PayPal has been great, good support and credit options. The point system is a good cashback option and they always have offers going. Payments are quick and easy and the everything is manageable in the app Reviewed on: 7th July 2026

One of the best

Been using pay pal for years now and have never had a bad experience,very easy to use and handy to extend payment times Reviewed on: 7th July 2026

Easy transaction with PayPal.

Easy transaction with PayPal. Clear communication and excellent customer service Reviewed on: 7th July 2026

Good service and good customer support

Good service and good customer support Reviewed on: 7th July 2026

Paypal credit is very options as they have great pay...

Paypal credit is very options as they have great payment plan schemes to spread out costs without any interest. Reviewed on: 7th July 2026

Good service.

Good service. However, resolving issues takes a while and marchant do not pay on back or refund on time. Reviewed on: 7th July 2026

Customer service is reliable

Customer service is great once on the phone to them however it can be a bit difficult process to navigate on the PayPal ensure sometimes making it too difficult hence giving up on contacting customer service. Reviewed on: 7th July 2026

PayPal Credit makes it Christmas Day every day for me.

I have been using PayPal Credit for years now and because it's widely accepted globally, it has made it possible, for me to enjoy new things more quickly and buy items, that have improved daily life. Reviewed on: 7th July 2026

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