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PayPal: PayPal Credit reviews

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4.90
Based on 88,982 reviews, last reviewed 29th Apr 2026
1761750% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been with them for many many years never had any iss... been with them for many many years never had any issues or problems. Reviewed on: 29th April 2026
brian hunter's avatar
brian hunter

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88982)

Easy and trouble free.

5
Easy and trouble free. My online payments are well managed Reviewed on: 14th April 2026
Bego's avatar
Bego

Faultless so far, easy to use and very helpful when...

5
Faultless so far, easy to use and very helpful when I had a transaction query Reviewed on: 14th April 2026
Ali's avatar
Ali

PayPal Credit is a very good and useful tool

5
PayPal Credit is a very good and useful tool Reviewed on: 14th April 2026
Miriam V's avatar
Miriam V

I love the 3 payment plans and the interest free 4 m...

5
I love the 3 payment plans and the interest free 4 months. This helps me to budget and be more organised in my payments. My customer experience is excellent as I have never had a problem and my spending and subscriptions are made very clear in my app account. Reviewed on: 14th April 2026
Katrina Stagg's avatar
Katrina Stagg

PayPal Credit option is a winner

5
PayPal Credit option is an excellent way to make bigger purchases and using the four months interest free to pay it off. I use this option frequently and it works very well for me Reviewed on: 14th April 2026
Charz's avatar
Charz

Super good low interest very easy to use very happy...

5
Super good low interest very easy to use very happy to PayPal thanks Reviewed on: 14th April 2026
Sanaa A's avatar
Sanaa A

It is so easy to make payments and then put money ba...

5
It is so easy to make payments and then put money back in and is it so much better then anything else Reviewed on: 14th April 2026
Darren M's avatar
Darren M

PayPal Credit

5
Flexible, I enjoy the three month interest free offers. Never had any issues would highly recommend. Reviewed on: 14th April 2026
Lucio's avatar
Lucio

Happy User

5
For me PayPal has been a very handy payment tool. Reviewed on: 14th April 2026
Nishnash's avatar
Nishnash

An easy way to spread payments with regular prompts...

5
An easy way to spread payments with regular prompts and repayment options to suit all and makes sure you stick within the zero interest period. Reviewed on: 14th April 2026
Jo C's avatar
Jo C

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