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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal pay easy

Been with them many years they are fantastic at customer service and provide a great banking service Reviewed on: 7th July 2026

Really easy to use

Really easy to use and can be used with lots of retailers Reviewed on: 7th July 2026

PayPal Credit gives power to my budgeting management

Widely available as a means of payment. Affordable with 0% for 4 months. Gives more power to my spending and budgeting management Reviewed on: 7th July 2026

Great service

I've had a very positive experience using PayPal Credit. It's simple to use, payments are easy to manage through the app, and everything is clearly explained. I've never had any issues, and it's been a convenient way to spread the cost of purchases when needed. I would happily recommend PayPal Credit to anyone looking for a straightforward and reliable credit service. Reviewed on: 7th July 2026

Love It!!

Its easy to use hassel free and the card means I can treat myself when I'm out and about! Repayments are direct debit and using the app means you always have an up to date balance and access to help when needed Reviewed on: 7th July 2026

They have good customer service

They have good customer service and provide good credit for customers Reviewed on: 7th July 2026

Quick and easy to use.

Quick and easy to use. Had no issues. Can be used online or with a physical card. Payments are manageable. Pay more, pay less interest Reviewed on: 7th July 2026

Recommending PayPal to all

Like always, using PayPal is the best way to shop Reviewed on: 7th July 2026

All was simple and straightforward

All was simple and straightforward Reviewed on: 7th July 2026

Over a decade using PayPal and would...

I have been using PayPal for over a decade and would highly recommend. Easy payments, transfers, payment plans, reasonable interest rates. I have not experienced any issues so can't comment on customer service support which I consider to be a very positive thing. Reviewed on: 7th July 2026

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