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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,919 reviews, last reviewed 28th Apr 2026
1758800% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal, first choice payment option Everything is easy to understand and use with the added knowledge you are protected with all your purchases. Pay in three has been a massive help bein... Read more Reviewed on: 28th April 2026
Helen T's avatar
Helen T

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88919)

Customer service is SHOCKING

2
I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, i did this and didn't get my points. Customer service were so lacking that they couldn't stop raising cased against my credit card, then closing them saying everything is fine.. OF COURSE IT IS, MY DEBIT CARD HAS THE ISSUE!! this happened 6 times over 4 weeks and i ended up just closing my credit card account, the issue still isn't resolved though.. it's been 7 weeks now. Reviewed on: 14th April 2026
RN's avatar
RN

Great ts easy to use with family and friends,

5
Its easy to use with family and friends, sharing bills.Transferring money quickly, settling payments and if there is a problem with a purchase, rectifying quickly. Good payment options like pay in 3 or general credit allow me to manage large purchases. Reviewed on: 14th April 2026
Nick 's avatar
Nick

Always available offered on most items reliable fun...

5
Always available offered on most items reliable fun and friendly service Reviewed on: 14th April 2026
Charlie's avatar
Charlie

I like the regular update of the PayPal app which ma...

4
I like the regular update of the PayPal app which makes life easy for its customers. I like the fact that I can link multiple accounts and also get credits when I make purchases using PayPal. Reviewed on: 14th April 2026
John O's avatar
John O

Always use PayPal it the safest service around

5
Always use PayPal it the safest service around Reviewed on: 14th April 2026
G Bezzy (chronopixelgaming)'s avatar
G Bezzy (chronopixelgaming)

I tend to use pay in 3 as that is the best service a...

5
I tend to use pay in 3 as that is the best service as you have to pay it off in 3 and it’s interest free. Reviewed on: 14th April 2026
Matthew A's avatar
Matthew A

First class service

5
Easy to deal with a first class service Reviewed on: 14th April 2026
Peter R's avatar
Peter R

PayPal Wins

5
Always there for you if you’ve made a slight error and always willing to support Reviewed on: 14th April 2026
Ryan T's avatar
Ryan T

PayPal credit is great to use and affordable interes...

5
PayPal credit is great to use and affordable interest rates Reviewed on: 14th April 2026
Meg 's avatar
Meg

PayPal Credit - Using credit the simple way

5
PayPal Credit is simple and easy to use. The app helps to make things more streamlined and it's very untuitive. Reviewed on: 14th April 2026
DaisyDS3's avatar
DaisyDS3

Review PayPal: PayPal Credit now

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