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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I am able to allocate good amount for payments of m...

I am able to allocate good amount for payments of my account. I receive reminders with ample time for me to prepare and make sure I have enough to make the payments in time. Reviewed on: 7th July 2026

I’ve had a positive experience using PayPal Credit.

I’ve had a positive experience using PayPal Credit. The application process was quick, and once approved, it was easy to use for online purchases anywhere PayPal is accepted. I especially appreciate the flexibility of being able to spread out payments, which has been helpful for larger purchases and managing my budget. The account is straightforward to manage through PayPal, with clear payment options and transaction history. As long as you make payments on time and understand the financing terms, it can be a very convenient financial tool. Overall, PayPal Credit has made online shopping more flexible and convenient, and I’d recommend it to anyone looking for a reliable buy-now, pay-later option. Reviewed on: 7th July 2026

Very helpful and secure.

Very helpful and secure. PayPal keeps your details and thus your confidence intact. Reviewed on: 7th July 2026

PayPal is literally best in class!

PayPal has always been easy to use for sending and receiving payments. Transactions are quick, the app is straightforward, and buyer protection gives extra peace of mind. I’ve had a positive experience overall and would happily recommend it. Reviewed on: 7th July 2026

PayPal gives me the versatility to buy items large o...

PayPal gives me the versatility to buy items large or small and spread the cost to suit my needs especially when you can spread the cost over 3 or 4 months it's great and also you have that buying security when things go wrong Reviewed on: 7th July 2026

PayPal credit for me is really, really good.

PayPal credit for me is really, really good. Especially when shopping online, payments go thru or are accepted every time. Safest way to pay and track your items in my opinion. Thank you PayPal, you make it very easy and simplified to follow when asking for credit too, what more can you ask for , brilliant .... Reviewed on: 7th July 2026

pay with pal the easy way

any problems are easily dealt with Reviewed on: 7th July 2026

Happy with that service , save transaction would rec...

Happy with that service , save transaction would recommend Reviewed on: 7th July 2026

PayPal are my go to

PayPal is my go to for online purchases and have never had a problem Reviewed on: 7th July 2026

PayPal cr3dit has been such a great help, its there...

PayPal cr3dit has been such a great help, its there when you needed something but don't get paid till after, so you don't miss out on any decent deals Reviewed on: 7th July 2026

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