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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,819 reviews, last reviewed 28th Apr 2026
1754050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great trustworthy payments and app Great trustworthy payments and app Reviewed on: 28th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88819)

Great value and offers that already help towards get...

5
Great value and offers that already help towards getting the best deals for purchases i have made. Easy to understand and the app let's you see very easy what your money is doing and paying off credit. Reviewed on: 14th April 2026
Duncan Weir's avatar
Duncan Weir

My preferred way to pay.

5
My preferred way to pay. My go to for payment online Reviewed on: 14th April 2026
Will's avatar
Will

All round easy to use and the new points is a great...

5
All round easy to use and the new points is a great addition Reviewed on: 14th April 2026
paula l's avatar
paula l

Easy to make payments

5
I haven't had to call customer service but the experience I have had with PayPal has been good. They can schedule repeat orders and online transactions easily. Reviewed on: 14th April 2026
Roseann 's avatar
Roseann

Fast, easy, and incredibly convenient.

5
I’ve been using PayPal Credit for a while now, and it’s been a game-changer for my online shopping. The checkout process is seamless, and I love having the option to spread out payments on larger purchases. It’s reliable and integrates perfectly with the sites I already use. Reviewed on: 14th April 2026
Paul McD's avatar
Paul McD

Very good and safe with great customer service

5
Very good and safe with great customer service Reviewed on: 14th April 2026
Martyn C's avatar
Martyn C

It became convenient to use after the ability to pay...

5
It became convenient to use after the ability to pay by card appeared and the card was added to Apple Pay. Reviewed on: 14th April 2026
Timur's avatar
Timur

Feel safe transferring money online with PayPal.

5
Feel safe transferring money online with PayPal. Good buy now pay later options. Reviewed on: 14th April 2026
Alex M's avatar
Alex M

I always use where possible.

5
I always use where possible. It's safe and secure, and should you experience any issues you have help on hand. Pluscthe added insurance Reviewed on: 14th April 2026
Melony 's avatar
Melony

Simple, convenient and dependable

5
I’ve found PayPal Credit to be a very convenient and easy-to-use service. Everything feels clear, smooth and well organised, which makes the overall experience much more comfortable. It has been reliable, straightforward and helpful, and I appreciate how simple it is to manage. Overall, a very positive experience. Reviewed on: 14th April 2026
Damian R's avatar
Damian R

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