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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,722 reviews, last reviewed 28th Apr 2026
1749650% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely good! Absolutely good! Service! I Used few yesrs and every time very well! Reviewed on: 28th April 2026
Monika Z's avatar
Monika Z

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88722)

Easy to use app and online.

5
Easy to use app and online. I always prefer to pay this way more secure. Reviewed on: 14th April 2026
Sean D's avatar
Sean D

I’m happy with Paypal credit.

5
I’m happy with Paypal credit. Good service and great customer Reviewed on: 14th April 2026
Agita L's avatar
Agita L

Best ever

5
Always good to buy using PayPal. PayPal credit with credit card makes it more easier to use PayPal everywhere now. Best Reviewed on: 14th April 2026
Harpreet's avatar
Harpreet

Easy to apply for and set up.

5
I use Paypal for many things including unexpected bills or purchases. I like to put my holiday spend through Paypal sometimes so I know exactly what I have spent and it keeps it seperate from my normal everyday bills. It was easy to apply for and a decision was made very quickly. I also have a physical Paypal credit card making life easy. Reviewed on: 14th April 2026
Amanda B's avatar
Amanda B

Really easy to keep track of money through the websi...

5
Really easy to keep track of money through the website & app. Always found it easy to contact them if I have needed to talk to someone in customer service. Reviewed on: 14th April 2026
Valerie S's avatar
Valerie S

The repayment is low.

5
The repayment is low. I love the fact that there is now a card and it can be added to your apple wallet The app is easy to navigate and there is also reward for spending. Loving PayPal as a whole Reviewed on: 14th April 2026
A Happy Customer 's avatar
A Happy Customer

Good customer service

5
Customer service always prompt and helpful. Easy way to pay. Reviewed on: 14th April 2026
Abbi H's avatar
Abbi H

Good provider, been using for years

5
Good provider, been using for years Reviewed on: 14th April 2026
Natan U's avatar
Natan U

Excellent would recommend to people

5
Excellent would recommend to people Reviewed on: 14th April 2026
Eddie Miceli 's avatar
Eddie Miceli

It's seamless and easy to use.

5
It's seamless and easy to use. With updates all the time about any changes and upcoming payments Reviewed on: 14th April 2026
Mary O's avatar
Mary O

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