Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Very safe

Very safe, easy to use and convenient. Reviewed on: 7th July 2026

I have a problem with a foreign call centres, which...

I have a problem with a foreign call centres, which are not clear, not punctual. I was promised call backs on a few occasions - it never happened Reviewed on: 7th July 2026

There when I need it

I have never had a problem with PayPal Credit. It's extremely handy and there when I need it. Reviewed on: 7th July 2026

Excellent service and easy to navigate

Effective and efficient management Reviewed on: 7th July 2026

Best and always help ful when you buy big purchases...

Best and always help ful when you buy big purchases Reviewed on: 7th July 2026

Pls can you resolve system make it more easier

Pls can you resolve system make it more easier Reviewed on: 7th July 2026

So Easy to use, always feel it's the safest way to p...

So Easy to use, always feel it's the safest way to pay online. Easy to apply for, hassle free. Great rates Reviewed on: 7th July 2026

Easy to use and understand if there is a problem cus...

Easy to use and understand if there is a problem customer service are accessible and responsive Reviewed on: 7th July 2026

The ultimate virtual bank

The safest virtual way to transfer money, happens in seconds, and comes with a superb interest free credit facility. Paypal isn't new, but over the years, It's evolved and changed the face of spending on the internet. I for one couldn't do without it Reviewed on: 7th July 2026

Paypal; First point of call every time

I have been using PayPal for many years. Nothing can replace the reliability of the service nor the peace of mind you have.when using them. The service is clear and trustworthy and has never failed me. For this reason, in a world where deception and scamming is so prevalent, I will choose PayPal every time. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub