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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146646)

I been using PayPal for several years and I never ha...

5
I been using PayPal for several years and I never had any problems, it is easy and secure. Reviewed on: 8th June 2026

Well known great service!

5
Well known great service! Has history now. Reviewed on: 8th June 2026

Paypal is an excellent.

5
Paypal is an excellent way to pay to keep things going they give you 4 months interest free so pay back in them months no interest builds credit rating. Reviewed on: 8th June 2026

I’ve been with PayPal for many years and feel they a...

5
I’ve been with PayPal for many years and feel they are extra security when making a purchase. I don’t have to give out bank details every time I shop either. I think they are a good go between. Reviewed on: 8th June 2026

Excellent service comes in handy also money back gu...

5
Excellent service comes in handy also money back guarantee on bad ebay sellers Reviewed on: 8th June 2026

Easy to use and safe experience, while you purchase...

5
Easy to use and safe experience, while you purchase something online without using your own card payment details. Very easy and secure to buy something online. Reviewed on: 8th June 2026

Very convenient to use PayPal credit online, I have...

5
Very convenient to use PayPal credit online, I have made many purchases using this. Straight forward to pay off Reviewed on: 8th June 2026

Good contact overall and easy to transact with

5
Good contact overall and easy to transact with Reviewed on: 8th June 2026

Easy to get customer service, app is excellent, good...

5
Easy to get customer service, app is excellent, good comms, good products Reviewed on: 8th June 2026

Great service

5
I use PayPal all the time and am really happy with the experience , it gives me time to buy things and pay for them at my pace without stumping up the full cost immediately Reviewed on: 8th June 2026

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