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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146756 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146756)

Paypal have done an incredible job with their featur...

Paypal have done an incredible job with their features and offerings but always wit excellent customer service also, well done! Reviewed on: 8th June 2026

Reliable service

I’ve been a customer on PayPal for number of years and I’ve been always happy with the facility provided to make even more expensive purchases possible and pay overtime. PayPal is reliable and trustworthy. Also the customer service department is excellent , efficient and very professional. Reviewed on: 8th June 2026

Good value, easy to use.

Good value, easy to use. Interest rate excellent and payment period very reasonable. Reviewed on: 8th June 2026

Always there for you .

Just when you think you’re ok , something crops up , when you have to buy something with no money available. But PayPal are there for you . Thank you . Reviewed on: 8th June 2026

Ive used many of the PayPal Credit options and have...

Ive used many of the PayPal Credit options and have had no problems..I'd recommend to anyone who needs more time to pay for things. Reviewed on: 8th June 2026

Excellent experience

I have had an excellent experience with Pay Pal, I find the products they offer good value, particularly the pay in 3 months Reviewed on: 8th June 2026

PayPal was easy to apply for and was available when...

PayPal was easy to apply for and was available when I needed it. The balance transfer was what I needed at the time and the interest free period helped immensely Reviewed on: 8th June 2026

You are simply the best!

The best helper whenever you need a bit of support! Reviewed on: 8th June 2026

PayPal gives me a state of mind about that my money...

PayPal gives me a state of mind about that my money reaches me or other recipients. When I had issues with payment, customer services were ever so helpful and the issue was closed out very quickly. Reviewed on: 8th June 2026

Paypal worth a Punt

I absolutely love PayPal & to be honest I’ve never had any issues that I can remember. Reviewed on: 8th June 2026

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