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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to use and good value for money

5
Easy to use and good value for money Reviewed on: 7th July 2026

PayPal has always been good for when purchasing any...

5
PayPal has always been good for when purchasing any products I need abroad or in the UK.. I've always had a excellent trouble free journey...never a problem,,tracking the parcel after is also excellent.. Reviewed on: 7th July 2026

Good service

5
Very convenient and quick. Downside, not always offered as a pay medium. Reviewed on: 7th July 2026

Easy to use.

5
Easy to apply for,been a pay in 3 for 4 yrs and got accepted presumably because i never missed a repayment. Reviewed on: 7th July 2026

Love using PayPal

5
Telephone customer service is great, add pay options are fantastic, makes life easier and secure Reviewed on: 7th July 2026

Pay in 3 greatness

5
I love paying in instalments and I like getting points using PayPal to pay for things Reviewed on: 7th July 2026

Super dooper Credit.

5
Easy and stress free, best card I have had in awhile. Reviewed on: 7th July 2026

Just like that

5
I had an issue with a vendor ghosting me they stepped in and helped me get a refund in no time Reviewed on: 7th July 2026

Customer service was courteous and helpful.

5
Customer service was courteous and helpful. Reviewed on: 7th July 2026

No quibble and security essential.

5
No quibble and security essential. Peaxe of mind with paypal and qyick and easy transactiond Reviewed on: 7th July 2026

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