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PayPal: PayPal Credit reviews

4.90
Based on 88,528 reviews, last reviewed 28th Apr 2026
1740600% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speed and easy transactions to send money abroad and... Speed and easy transactions to send money abroad and pay for goods Reviewed on: 28th April 2026
Jeannette G's avatar
Jeannette G

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
Slap head's avatar
Slap head

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88528)

Little review

5
I love PayPal for its simplicity, wouldn't use anything else. Simply put! Thank you Paypal Reviewed on: 14th April 2026

Verry efficient.

5
Verry efficient. Reliable and easy to use. Reviewed on: 14th April 2026

Always a handy lender to have and most companies now...

5
Always a handy lender to have and most companies now excepting it so live it Reviewed on: 14th April 2026

Great rates

5
Great rates, 4 months 0% interest on many transactions, better than other credit cards Reviewed on: 14th April 2026

Dean wilmot good

4
Quite good and quite helpful let me buy things when I want them and a payment plan is quite helpful Reviewed on: 14th April 2026

It's great to buy things and use PayPal credit to pay.

5
It's great to buy things and use PayPal credit to pay. Takes the pressure off. Reviewed on: 14th April 2026

Its amazing and nice and easy to use

5
Its amazing and nice and easy to use Reviewed on: 14th April 2026

Brilliant all round service

5
I always feel safe using PayPal to make my purchase as it offers me enhanced protection Reviewed on: 14th April 2026

The website and app are easy to use, clear and...

5
The website and app are easy to use, clear and precise Reviewed on: 14th April 2026

Always solve my problems, best app

5
Always solve my problems, best app Reviewed on: 14th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review