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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146849 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146851)

Long time customer

I've been using PayPal Credit for a number of years and I am very happy with the service they provide. It is very convenient for use and reasonable to manage for payments. Reviewed on: 8th June 2026

Great all round financial provider

Great service, from paying for fundraisers to buying large furniture over their pay in 4 interest free, there is support for everyone. Reviewed on: 8th June 2026

Excellent company

Excellent service and communication as always. Reviewed on: 8th June 2026

Excellent customer service & always helpful

Excellent customer service & always helpful Reviewed on: 8th June 2026

PayPal is my go to banking and the customer service...

PayPal is my go to banking and the customer service is great Reviewed on: 8th June 2026

Fabulous service.

Fabulous service. Easy to understand. I would recommend this service to others. Reviewed on: 8th June 2026

Secure and reliable .

Secure and reliable . I feel confident complete transaction using PayPal. Extra layer of pice of minds. Reviewed on: 8th June 2026

I find it easy to use.

I find it easy to use. I use the pay in 3 frequently. Helps me spread the cost. Reviewed on: 8th June 2026

4 months interest free is helpful

4 months interest free is helpful Reviewed on: 8th June 2026

My experience with PayPal has been very positive.

My experience with PayPal has been very positive. The platform is easy to use, secure, and makes sending and receiving payments quick and convenient. I have used PayPal for online purchases and money transfers, and transactions are usually processed smoothly without any issues. The buyer protection feature provides added confidence when shopping online, and customer support has been helpful whenever assistance was needed. Overall, PayPal is a reliable payment service that offers a safe and efficient way to manage online transactions. Reviewed on: 8th June 2026

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