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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great customer service and easy to use!

Great customer service and easy to use! Reviewed on: 7th July 2026

Apr interest is high, direct debit settings are arch...

Apr interest is high, direct debit settings are archaic, no installments facility Reviewed on: 7th July 2026

Easy to use, good security, easy access through app.

Easy to use, good security, easy access through app. User friendly and not needed customer service. Reviewed on: 7th July 2026

Simply to use when making purchases and reliable

Simply to use when making purchases and reliable Reviewed on: 7th July 2026

PayPal is such an easy and convenient way to make yo...

PayPal is such an easy and convenient way to make your purchases. Especially with the PayPal in 3 and pay later options Reviewed on: 7th July 2026

Perfect.

Perfect. Helps with all my online payments. Meaning i fell secure using paypal Reviewed on: 7th July 2026

Used it numerous times to spread out a payment

Used it numerous times to spread out a payment Reviewed on: 7th July 2026

I love PayPal I can use it anytime n anywhere...

I love PayPal I can use it anytime n anywhere Reviewed on: 7th July 2026

Professional

PayPal a very safe way to pay. if something go wrong the team is very happy to help and always get your money back guaranteed. Reviewed on: 7th July 2026

Easy to use and no hassles

I’ve been using PayPal credit for a few years and it does exactly what I need it to do. Easy to use, no hassle, and I’ve never had any problems. Happy with the service and would recommend to friends. Reviewed on: 7th July 2026

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