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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Rated - A - Plus

They. Are just A+++++ In everything they do Customer Service Spot on they Listen & there Attitude is excalent Reviewed on: 7th July 2026

Never had any problems

Never had any problems, everything is always fine Reviewed on: 7th July 2026

I feel safe and secure.

I feel safe and secure. Rather using my cards directly through pay pale feel more secure. Reviewed on: 7th July 2026

Why wouldn't you?

Love the flexibility of PayPal, the option to pay in 3 or pay over 4 months for 0% Apr. Easy to access and navigate the site. I have no credit cards at all and solely use PayPal for all my credit options. Reviewed on: 7th July 2026

Simple and Stress-Free

I’ve had a really positive experience using PayPal Credit. It’s easy to use, payments are straightforward to manage, and the app makes it simple to keep track of my balance. It’s been a convenient option for spreading the cost of purchases, and I’ve found the service reliable. Overall, I’d definitely recommend it. Reviewed on: 7th July 2026

Repayments are straight forward and transparent.

Repayments are straight forward and transparent. Having more than 1 way to pay is also supportive Reviewed on: 7th July 2026

PayPal customers service team are one of the best I...

PayPal customers service team are one of the best I have ever seen. (The word Customer is always right, I think it originated from PayPal!!!). They treat their customers with high esteem. I’ll forever choose PayPal first. I want to say thank you PayPal for making me experience valuable customer service ever. Reviewed on: 7th July 2026

I absolutely love using PayPal credit as I can pay i...

I absolutely love using PayPal credit as I can pay in installments and it’s really convenient for me Reviewed on: 7th July 2026

Buying with PayPal credit

Anytime I use PayPal credit to purchase items it is very easy and straight forward. You have the option to pay in full and other options to pay later or to pay in 3 monthly installments. This keeps you in control of your financial comings and goings. I have used PayPal credit on big buys like new washing machine and repaid within 6 months at a more convenient payment to myself. I also find that I buy more online and pay through PayPal credit as it is more secure and I don't have to put in my bank details when paying at checkouts Reviewed on: 7th July 2026

Totally Awesome.

Always fast and efficient . I absolutely love using Paypal Reviewed on: 7th July 2026

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