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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146927 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146927)

PayPal credit is there when I need it.

PayPal credit is there when I need it. 4mths interest free credit is great when making bigger purchases. Very fair way of allocating payments towards balance to ensure no interest charged Reviewed on: 8th June 2026

PayPal is a great service provider for purchasing, t...

PayPal is a great service provider for purchasing, transfer and selling. Being able to utilise PayPal credit and pay in 3 for large purchases help alleviate financial burden/stress also. Reviewed on: 8th June 2026

Secure £££

Very handy and convenient for secure expensive online shopping for peace of mind Reviewed on: 8th June 2026

paypal credit. My lifesaver

Since I have been using paypal credit . I have been able to buy things that previously I wouldn't have been able to afford. I love how easy it is speak to a paypal cfrdut assistant who have been more than helpful . I have had to apply for refunds. Which using paypal credit has been amazing. I love that you don't get high interest rates on the monthly bill. I would advise anyone who struggles with money issues and can't always afford something like a ticket for a show or concert . How easy it is to buy the tickets with paypal credit. I told my daughter about paypal credit. And now she uses it. The advisors are so friendly and knowledgable about everything you want to know. This has put my mind at rest on lots of occasions. Reviewed on: 8th June 2026

Always very helpful

Always Very helpful. Thank you very much Reviewed on: 8th June 2026

Very efficient service

They are very quick and efficient in handling queries. When I had a dispute, they had refunded me within an hour. I was very impressed with the way it was handled and the speed with which it was sorted. The process was very simple Reviewed on: 8th June 2026

Very easy to use, convenient.

Very simply, straight forward and convenient. Reviewed on: 8th June 2026

Generally fine but can be challenging to track your...

Generally fine but can be challenging to track your expenditure with the balance delays. Also, can take several days for any payments to be transferred in making it also challenging to manage other accounts. Reviewed on: 8th June 2026

PayPal is a fantastic service which I use regularly.

More places accepting PayPal which is great. Always notify about upcoming payments. The payments are always quick and easy and the app is good too. Reviewed on: 8th June 2026

Good web site, easy to negotiate and secure.

Good web site, easy to negotiate and secure. Reviewed on: 8th June 2026

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