Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146988 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146988)

it is what it is - very handy to have

it is what it is - very handy to have Reviewed on: 8th June 2026

Smooth Sailing

Always been smooth sailing with PayPal, transactions, sending money to family and friends and buying crypto easily. Reviewed on: 8th June 2026

PayPal credit is hassle free purchase for what we ne...

PayPal credit is hassle free purchase for what we need, it’s quick, safe and secure to use. Just one click away for purchasing your fancy item. Interest free payment options is excellent way of payment. Thank for the PayPal services Reviewed on: 8th June 2026

Great customer satisfaction and excellent service

Great customer satisfaction and excellent service Reviewed on: 8th June 2026

Very helpful .

This has been very helpful to me as when I need to buy anything and finance are stretched temporarily . Reviewed on: 8th June 2026

Really easy app to use, excellent safety features an...

Really easy app to use, excellent safety features and good credit terms Reviewed on: 8th June 2026

Great service

Really easy to set up and use. Added to Apple wallet easily. Used overseas no issues. Reviewed on: 8th June 2026

Never had any problems with paying in and great that...

Never had any problems with paying in and great that you remind me to pay on time Reviewed on: 8th June 2026

Easy and affordable finance options.

Easy and affordable finance options. Feels safe using paypal Reviewed on: 8th June 2026

Money when I need it

Money when I need it and the pay in three means I don't mount up debt as it's paid off over 3 months Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78458 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub