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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,343 reviews, last reviewed 28th Apr 2026
1732250% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use, convenient and smooth set up. Easy to use, convenient and smooth set up. Reviewed on: 28th April 2026
Y T's avatar
Y T

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88343)

Fantastic service and easy to use

5
Fantastic service and easy to use Reviewed on: 14th April 2026
Ed Glover's avatar
Ed Glover

I feel safe using PayPal both online and in stores.

5
I enjoy using PayPal to pay for good, especially my credit card as it means I can often take advantage of spreading the cost over 4months interest free even when paying in person in a store. I feel safe using PayPal because I know I have the PayPal guarantee. Reviewed on: 14th April 2026
Smart Spender's avatar
Smart Spender

Everything is so easy to access.

5
Everything is so easy to access. Easy to understand and easy to pay. Reviewed on: 14th April 2026
Kirsty b's avatar
Kirsty b

I use PayPal for numerous purchases and I like the s...

5
I use PayPal for numerous purchases and I like the security of payment and guarantee that comes with it Reviewed on: 14th April 2026
Paul R's avatar
Paul R

Very helpful and handy, good customer service and pr...

4
Very helpful and handy, good customer service and professional service Reviewed on: 14th April 2026
Javenile M's avatar
Javenile M

Never had any issues with PayPal credit always been...

5
Never had any issues with PayPal credit always been great service and if I've ever had issues with a seller PayPal have sorted it out asap great customer service Reviewed on: 14th April 2026
steven c's avatar
steven c

Excellent customer service, never had any issues eit...

5
Excellent customer service, never had any issues either with using there platform or making purchases over ebay, App id brilliant UI is easy to navigate. Reviewed on: 14th April 2026
Mohammed R's avatar
Mohammed R

Reliable service

5
I have been using PayPal for good number of years now. I have been pleased with the services I’ve received. Always there to help and resolve queries. Reviewed on: 14th April 2026
K2PAC's avatar
K2PAC

Easy to use and great options

5
App always quick, easy to make purchases and different credit options make decision making easy Reviewed on: 14th April 2026
Gill Trott's avatar
Gill Trott

What you get is what you see.

5
What you get is what you see. I always use pay in 3 which helps me a lot and if I don’t get my items PayPal are there to help straight away. No messing around and get my money back Reviewed on: 14th April 2026
Michael b's avatar
Michael b

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