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PayPal: PayPal Credit reviews

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4.91
Based on 88,219 reviews, last reviewed 28th Apr 2026
1726600% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very easy to use. Very easy to use. Good credit scheme. Reviewed on: 28th April 2026
Patrick O's avatar
Patrick O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88219)

PayPal credit has help me bye a sofa service is very...

5
PayPal credit has help me bye a sofa service is very good would recommend Reviewed on: 14th April 2026
Vanessa Doyle's avatar
Vanessa Doyle

Fab service and very reliable.

5
Fab service and very reliable. Feel like my money is always safe when purchasing using my PayPal account. Reviewed on: 14th April 2026
Milly molly's avatar
Milly molly

Paypal offers good customer service.

4
Paypal offers good customer service. Reviewed on: 14th April 2026
Ebrim's avatar
Ebrim

PayPal Credit, Is an Excellent service

5
PayPal Credit, Is an Excellent service I always use the 0% for 4 months, even though I pay it off well before the 4 months, but having that few months cushion is peace of mind Reviewed on: 14th April 2026
GaryGadget's avatar
GaryGadget

I highly rate PayPal

5
Very efficient and helpful with low APR and affordable monthly payback options, I highly rate PayPal. I’ve used PayPal for many years and the benefits are endless! Thank you PayPal. Reviewed on: 14th April 2026
TRACEY H's avatar
TRACEY H

Really quick reaction l

5
Really quick reaction according my bad experience with the credit card Reviewed on: 14th April 2026
Agata D's avatar
Agata D

Easy to use with no problems

4
Easy to use with no problems. Never have any problems using PayPal Reviewed on: 14th April 2026
Odeeno g's avatar
Odeeno g

Always been a great experience for me :)

5
Always been a great experience for me :) Reviewed on: 14th April 2026
Sara's avatar
Sara

Using PayPal credit is a game changer!

5
Using PayPal credit is a game changer! It’s easy to use and the time you get to pay and interest is so good I’d definitely and have recommended to my friends Reviewed on: 14th April 2026
Fabulous 's avatar
Fabulous

It's amazing even if the odds are against me they ac...

5
It's amazing even if the odds are against me they actually understand what's happening and would help me out with a refund what I really appreciate it whenvthere are nasty people or companys getting you and very simple to use actually very simple but obvious text so you can easily read Reviewed on: 14th April 2026
Maxwell C's avatar
Maxwell C

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