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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147049 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147050)

Really easy & straight forward accounts, all financi...

Really easy & straight forward accounts, all financial implications of holding accounts available to read in one place & in plain layman's terms. The pay in 3 is excellent value & used a lot. I've had my main accojnt for many years & find it invaluable when paying large amounts of money through PayPal to come directly out of my banking account. I feel safer doing it this way due to the safeguards PayPal offer. Reviewed on: 8th June 2026

I've never had any problems with PayPal and any prob...

I've never had any problems with PayPal and any problems with sellers have been resolved very quickly with PayPal staff Reviewed on: 8th June 2026

The customer service was topnotch.

The customer service was topnotch he was patient polite and very respectful. The customer made sure I understood how the services worked and he gave me assurance while I was panicking on the pay was going to be. Reviewed on: 8th June 2026

Very easy to use, good rates!

Very easy to use, good rates! Great customer service if you have an issue. Reviewed on: 8th June 2026

PayPal has helped me make many purchases with paining 3

PayPal has helped me make many purchases with paining 3 Reviewed on: 8th June 2026

Well organised and very convenient

Well organised and very convenient Reviewed on: 8th June 2026

A good way to budget

Very good, easy to navigate and a great way to budget your spending . Reviewed on: 8th June 2026

I find PayPal extremely helpful and user friendly.

I find PayPal extremely helpful and user friendly. My only issue is it can take a few days for the money to be taken out of your account when you make a payment via PayPal. This can lead to a few issues. However pay in 3 and PayPal credit are extremely amazing tools to have. Reviewed on: 8th June 2026

PayPal is the best

Applying for PayPal credit was so easy, easy to keep an eye on your spending in the App. Reviewed on: 8th June 2026

Secure way to pay.

Secure way to pay. Payment over 3 months very convenient yo spread payment Reviewed on: 8th June 2026

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