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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Safe secure convenient

Always convenient, I use PayPal credit for ebay and a couple of other sites because it's safe and secure Reviewed on: 7th July 2026

Smart way...to pay

I have found that using PayPal is safe and smart way to purchase items Reviewed on: 7th July 2026

It’s my go-to system for payment it’s easy secure an...

It’s my go-to system for payment it’s easy secure and trusted Reviewed on: 7th July 2026

App could be simplified too find what I'm looking fo...

App could be simplified too find what I'm looking for easier. Reviewed on: 7th July 2026

Very useful

PayPal has been extremely useful. Reviewed on: 7th July 2026

Paypal easy

I've used PayPal for alsorts of purchases, bnpl, credit card or using it to make a payment from my bank account and all have a simple process and very easy to do Reviewed on: 7th July 2026

5 star service

Fantastic service great credit services all round easy transactions Reviewed on: 7th July 2026

Use PP a fair bit to pay for a lot of items online.

Use PP a fair bit to pay for a lot of items online. It’s secure and quick. The app is easy to use. Reviewed on: 7th July 2026

Great for safety...

It allows me to buy online securely knowing they have my back if I get caught out. Reviewed on: 7th July 2026

I like the ease and visibility of your balance and t...

I like the ease and visibility of your balance and transactions. I’m a huge fan of the physical card allowing you to use a trusted provider wherever you are Reviewed on: 7th July 2026

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