Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147103)

Always used PayPal trusted and respected

Always used PayPal trusted and respected Reviewed on: 8th June 2026

very good ,good offer,easy to use

very good ,good offer,easy to use Reviewed on: 8th June 2026

Easy and quick to set up

Easy and quick to set up, easy to make payments. No issues at all Reviewed on: 8th June 2026

My experience of the meteoric improvement of

I have used PayPal for a long time and I am extremely impressed by how much the service has improved, noticeably in the past decade, I would say. I like the convenience and I make a point of suggesting to retailers & the like that they should use PayPal as I’m sure it could only be beneficial for them. Reviewed on: 8th June 2026

PayPal review five star

Amazing company great customer service and quick easy payments highly recommend,been using them for over thirty years now Reviewed on: 8th June 2026

Easy to use.

Easy to use, follow, make payments etc Reviewed on: 8th June 2026

Always had great experience with PayPal, lots of fin...

Always had great experience with PayPal, lots of financial services available, very broad and useful ways of paying for goods and services and spreading the cost through PayPal is excellent Reviewed on: 8th June 2026

Always trusted PayPal only one who have my card deta...

Always trusted PayPal only one who have my card details if I have a problem PayPal have sorted it 100 per cent trustworthy Reviewed on: 8th June 2026

PayPal always provides excellent service

PayPal always provides excellent service Reviewed on: 8th June 2026

Good all wrong easy way to manage big bills

Good all wrong easy way to manage big bills Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78539 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub