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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great for spreading the cost.

Great for spreading the cost. Any issues a call to customer services and all is sorted. Paypal credit is great on purchases as get 4 months interest free. Pay in 3 is also great to spread the cost and not have long running debt Reviewed on: 7th July 2026

I find you very safe service to used the PayPal...

I find you very safe service to used the PayPal Reviewed on: 7th July 2026

Very quick and easy transactions

Very quick and easy transactions Reviewed on: 7th July 2026

needs improvement..

pay pal in the last year has not been as good as previously Reviewed on: 7th July 2026

Used for years never any problems.

Used for years never any problems. Simple and easy to use. Would be lost without it Reviewed on: 7th July 2026

Best app on the market

It’s just a great service and I find I can handle my money well! Reviewed on: 7th July 2026

I have used PP many times

I have used PP quite a few times,and never had any problems. Reviewed on: 7th July 2026

My guardian angel. .

Love that my money is safe when I had a problem it was sorted straight away my money was sent back to me Reviewed on: 7th July 2026

Using PayPal is a good way to shop online

Using PayPal is a good way to shop as it gives you that extra layer of protection when buying items online and as long as your sensible it is a good way to budget when you are paying for products Reviewed on: 7th July 2026

Very helpful especially f you are in a budget you ca...

Very helpful especially f you are in a budget you can travel with 4months 0 percent interest Reviewed on: 7th July 2026

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