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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 87,804 reviews, last reviewed 28th Apr 2026
1707450% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Interest free! I use PayPal credit for larger transactions like holidays. I pay within arranged time and no interest incurred. Reviewed on: 28th April 2026
Sharon O's avatar
Sharon O

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87804)

Looking after people on less income.

4
Easier and it’s good that we can pay in installments. Reviewed on: 14th April 2026
Cheryl's avatar
Cheryl

Great service

5
Great. Never any issues with paypal. Reviewed on: 14th April 2026
LWa's avatar
LWa

Always good transactions.

5
Always good transactions. Easy to use and trustworthy Reviewed on: 14th April 2026
Pam's avatar
Pam

Quick service and great payment methods

5
Always quick answers to any issues. Good service offers. Love the pay in 3 without interest. Reviewed on: 14th April 2026
Em's avatar
Em

The flexibility terms of payments that really hel...

5
The flexibility terms of payments that really helps me personally and have a peace of mind knowing that it's there handy when you need it most and have the options to pay it the future Reviewed on: 14th April 2026
Marie W's avatar
Marie W

Great service

5
I find it to be a reliable and convenient way to send and receive money, especially for online purchases, I also find the app is easy to use Reviewed on: 14th April 2026
Wass D's avatar
Wass D

Easy to use and really like the addition of PayPal...

5
Easy to use and really like the addition of PayPal plus Reviewed on: 14th April 2026
Birdy's avatar
Birdy

Efficient and you know what you're getting

5
Efficient and you know what you're getting Reviewed on: 14th April 2026
Lauri B's avatar
Lauri B

I find it very easy to use and have recommended it t...

5
I find it very easy to use and have recommended it to friends and family Reviewed on: 14th April 2026
Michelle R's avatar
Michelle R

I’ve had good and bad experiences with PayPal it’s a...

5
I’ve had good and bad experiences with PayPal it’s amazing for a quick pay option, the pay in three is a massive reason I use it and the interest rates are competitive, the bad is when I have purchased an item through PayPal and used it because I thought I would be covered if there was a problem, when the problem arose i wasn’t covered which was disappointing, however it has not stopped me from using it and I would definitely recommend this to anyone Reviewed on: 14th April 2026
Donna T's avatar
Donna T

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