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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I could not live without PayPal credit!

I have used PayPal credit to enable me to buy the essential products I need but in an affordable way by splitting down the payments and allowing me to pay in affordable payments that are manageable. Reviewed on: 7th July 2026

All wonderful with PayPal everyone is perfect at Pay...

All wonderful with PayPal everyone is perfect at PayPal Reviewed on: 7th July 2026

Good value service. Customer service sucks

I've used PayPal Credit for a long time and it is excellent, intuitive and everything is easy to understand. The company overall is very reliable too. The customer service sucks though, things are automated, people don't review cases properly, it's a mess. I once bought something didn't get what I paid for, told PayPal and they ruled against me because I received -something- and wouldn't let me dispute. So yeah, generally good but customer service is the only downside. Reviewed on: 7th July 2026

Happy paypal

I am very satisfied with PayPal’s service, and I recommend it to everyone. I have made purchases many times that turned out to be scams, but PayPal refunded my money. Reviewed on: 7th July 2026

Honest and easy..

I have always fond my interactions with PayPal to be honest and easy Reviewed on: 7th July 2026

Excellent customer services

I raised a dispute regarding a merchant and PayPal sorted out the issue in a timely manner. The 4 months 0% on purchases over £99 has been very helpful. Reviewed on: 7th July 2026

Paypal the best

It was always easy and secure to use this app Reviewed on: 7th July 2026

I’ve been with PayPal over 10 years and I can’t comp...

I’ve been with PayPal over 10 years and I can’t complain there are so amazing Reviewed on: 7th July 2026

Affordability and worldwide money transfer

PayPal credit makes a lot of goods / services affordable at 0 % interest over 3 payments and the ability to send money to friends & family and businesses worldwide is just amazing Reviewed on: 7th July 2026

Great service and easy to use and manage

Great service and easy to use and manage Reviewed on: 7th July 2026

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