Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147214 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147214)

Great advice when needed and i can shop online with...

Great advice when needed and i can shop online with confidence Reviewed on: 8th June 2026

vice i have been with paypal for years I ha...

Great service i have been with paypal for years I have never had a problem dealing with the customer service if I was unsure of something they put me at ease and dealt with it quickly and efficiently. Reviewed on: 8th June 2026

Pay pal is the way to go

PayPal credit suits my lifestyle the easy pay allowed he to buy extras Reviewed on: 8th June 2026

Staying in control

Paypal has allowed me to take control back of my spending.To chose between pay in 3 or putting larger spends on paypal credit. The flexibility to pay whenever suits me allows me to manage my money and the freedom to pay extra when I can helps me to pay things off quicker.Also using PayPal when buying things online gives me the confidence of knowing my money is protected if something goes wrong.I have only ever had to phone customer service twice and both times the advisor was really helpful. Paypal is an absolute game changer . Reviewed on: 8th June 2026

Responsible Credit Control and a listening Ear.

PayPal has helped me manage my credit spending and keep it to a reasonable monthly outlay. They do not use string arm tactics when I have to limit my repayments.It makes me more likely to maintain my credit ratings. Reviewed on: 8th June 2026

My pal your pal PayPal.

I have found PayPal to be easy to use and any issue I have had was sorted quickly. I have found the pay in three option very useful to help budget for certain items. Reviewed on: 8th June 2026

Costumer service is always very nice and helpful

Costumer service is always very nice and helpful Reviewed on: 8th June 2026

Great services

Excellent choice of services with split payment and credit options Reviewed on: 8th June 2026

Just really helpful and quick.

Just really helpful and quick. Thats all you want from Paypal Reviewed on: 8th June 2026

I have been using Pai Pal's services for many years.

I have been using Pai Pal's services for many years. I've never been let down. They help resolve conflicts with any issue. A very high level of responsibility. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78608 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub