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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147256 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147256)

Easy to set up! Helps spread the cost of purchases.

Easy to set up and helps spread the cost of larger purchases. Customer service is really good if you need help and the app and website are user friendly. Have been using PayPal Credit for a while now as I trust the brand and it’s helped me make bigger purchases such as buying a sofa. Reviewed on: 8th June 2026

PayPal Credit

I have used PayPal Credit on numerous times and find it a safe and convenient way of delaying payment for items. Reviewed on: 8th June 2026

Paypal make it easy to shop and have always treated...

Paypal make it easy to shop and have always treated me well and helped when needed Reviewed on: 8th June 2026

very flexible payment plans

have used paypal for a few years now and have found them very conveniant for paying back over various payment periods to suit my budget Reviewed on: 8th June 2026

Great service.

Easy to interact if have a problem always very helpful on occadions I have needed to get in touch. Very easy to use all services offered Reviewed on: 8th June 2026

Satisfied customer

I am very satisfied with PayPal’s customer service. The support team was helpful, professional, and resolved my issue efficiently. Reviewed on: 8th June 2026

Value for money

When ever I need they were there for me, simple and fast and reliable Reviewed on: 8th June 2026

Excellent customer service and prompt response when...

Excellent customer service and prompt response when contacting. Offer interest free purchases for 3 to 6 months. Reviewed on: 8th June 2026

PayPal is great for getting online refunds you feel...

PayPal is great for getting online refunds you feel safe shopping and using PayPal to pay. Reviewed on: 8th June 2026

PayPal is the best for secure and safe transactions...

PayPal is the best for secure and safe transactions and gives a sense of security with regards to not getting duped by scams and fake websites. Reviewed on: 8th June 2026

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