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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

A fantastic service, always there when you need it.

A fantastic service, always there when you need it. The process and website is very easy and clear to understand. Reviewed on: 7th July 2026

Good experience

Good experience with absolutely no problems Reviewed on: 7th July 2026

Amazing service.

Amazing service.always helpful when needed Reviewed on: 7th July 2026

Ease of use and excellent service

Ease of use and excellent service Reviewed on: 7th July 2026

Brilliant and easy to use, super handy

Brilliant and easy to use, super handy Reviewed on: 7th July 2026

Absolutely love PayPal!

I feel much safer using PP when purchasing items. On the rare occasion there has been a problem it has been resolved extremely satisfactorily. Love the 4 months 0% credit offer too as I can buy more or more expensive luxury items and spread the cost. It’s a win win! Reviewed on: 7th July 2026

I trust PayPal for safe online transactions, PayPal...

I trust PayPal for safe online transactions, PayPal has assisted me with refunds when bought items haven't been supplied. Great traceability and tracking, the pay in 3 and credit options have helped me spread the cost of christmas and birthdays and I have even treated myself to items of jewellery that I couldn't have bought outright. PayPal is always my go to when purchasing online, I don't get anxious when making big purchases because I can manage payments and easily keep up to date with my account by using the easy to use app. As well as receiving regular e mails. Reviewed on: 7th July 2026

. Confidence to shop

Give you the confidence to buy online and having not to worry about your tracking of goods if they go miss it they always willing to investigate Reviewed on: 7th July 2026

Good quality service.

Good quality service, fantastic customer service. Reviewed on: 7th July 2026

Good and Helpful

I’ve had a good experience using PayPal Credit. The application process was straightforward, and it’s been very helpful for spreading the cost of larger purchases. The app is easy to use, payments are simple to manage, and everything has worked smoothly so far. Overall, it’s been a convenient and reliable service, and I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

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