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PayPal: PayPal Credit reviews

4.90
Based on 87,765 reviews, last reviewed 28th Apr 2026
1705650% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant App, easy to use I cannot fault PayPal in any way. Have been with them for years. So easy to use.. so many different ways to sort your finances and give you time to... Read more Reviewed on: 28th April 2026
Tracy Brown's avatar
Tracy Brown

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87765)

easy to use , helpful and great customer service...

5
easy to use , helpful and great customer service Reviewed on: 14th April 2026

Always deliver great service and you know your money...

5
Always deliver great service and you know your money is safe Reviewed on: 14th April 2026

Never had any problems with PayPal.

5
Never had any problems with PayPal. I find PayPal credit and pay in 3 to be very useful options. Reviewed on: 14th April 2026

I have used this for a while now and have no issues...

5
I have used this for a while now and have no issues whatsoever Reviewed on: 14th April 2026

PayPal is my no one go to online payments.

5
PayPal is my no one go to online payments. Gives me peace of mind. Customer service is absolutely excellent. Great app easy to use. Reviewed on: 14th April 2026

The faster payment and reliability incase something...

5
The faster payment and reliability incase something went wrong with what you bought you will get professional refund you don't need to worry or wait until the case is resolved Reviewed on: 14th April 2026

PayPal customer service always move fast on support...

5
PayPal customer service always move fast on support and getting things sorted out for their customers. Reviewed on: 14th April 2026

I like to use paypal credit i just wish

4
I like to use paypal credit i just wish when I pay they take the cash and update the credit like creation do. Reviewed on: 14th April 2026

Peace of mind is the key

5
Peace of mind is the best thing about using PayPal Reviewed on: 14th April 2026

Suggestions

4
Everything is good ,except some times taking long time to reach to an advisor, and I think PayPal do Not accept repaying by Balance Transfer from another credit card, plus if you open another option for chatting to resolve customer's problems , not just calling , would be much easier , then I'll vote for an excellent services. Reviewed on: 14th April 2026

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