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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

PayPal credit

5
Safe and secure way to pay for goods Reviewed on: 7th July 2026

Great customer service very professional

5
Great customer service very professional Reviewed on: 7th July 2026

PayPal makes sense

5
PayPal can make sense, it always purchases with the safety of backup. Reviewed on: 7th July 2026

Great experience to have with PayPal

5
Great experience to have with PayPal Reviewed on: 7th July 2026

Easy processing

5
Options given and very easy procedure. A very good option for paying goods when needed Reviewed on: 7th July 2026

reliable, easy to use.

5
reliable, easy to use. lots of options on the app and used by many retailers Reviewed on: 7th July 2026

Great service I would definitely recommend to family...

5
Great service I would definitely recommend to family and friends Reviewed on: 7th July 2026

Secure way to pay

5
I've had a great experience using PayPal. It's quick, secure, and makes paying for purchases online incredibly easy. I appreciate the added buyer protection, which gives me confidence when shopping, and sending or receiving money is simple and hassle-free. The app is straightforward to use, transactions are fast, and I've always found it to be a reliable payment method. Overall, a convenient and trustworthy service that I use regularly. Reviewed on: 7th July 2026

PayPal is very helpful financially and supportive wi...

5
PayPal is very helpful financially and supportive with little interest or none at all in terms of promotional. Reviewed on: 7th July 2026

It’s very easy to use and offers great ways to manag...

5
It’s very easy to use and offers great ways to manage your money with the three payments over three months for example. Reviewed on: 7th July 2026

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