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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Flexible and secure

PayPal gives the the flexibility to purchase and makes payment options within my budget and have the extra security of protection from fraud Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple. Payments are easy to make, and I appreciate the flexibility it offers when making larger purchases. The app and website are user-friendly, and everything is clear and easy to understand. Overall, I’ve found PayPal Credit to be reliable and convenient, and I’d happily recommend it to others looking for a flexible payment option. Reviewed on: 7th July 2026

The terms are clear and was very easy for me to get...

The terms are clear and was very easy for me to get credit Reviewed on: 7th July 2026

Very good service,

Very good service, happy to help when calling for any reason and having a good limit you can use whenever needed. Reviewed on: 7th July 2026

10/10 customers service.

10/10 customers service. Would recommend Reviewed on: 7th July 2026

Really helpful

Really helpful, understood my issues and helped resolve them to my satisfaction. I know if there is a problem PayPal will be there to help me get it sorted Reviewed on: 7th July 2026

PayPal - The Best and Safest Place for Transactions!

I’ve used PayPal for several years now and wouldn’t trust anyone else for making transactions. Knowing you have extra buyer protection on purchases makes me feel safe when doing online shopping, which is a regular occurrence in my life! The new introduction of PayPal+ has been a great bonus when making online purchases and even when shopping for groceries with the new PayPal debit card. Collecting points and using them towards my next online shop has been a welcome reward! Lastly, I have found using PayPal Credit and their Pay in 3 options a lifesaver when making larger transactions, helping spread the cost over time, allowing for things that I may not be able to buy otherwise. So, overall, I would recommend PayPal to anyone and would personally never go anywhere else! Thanks PayPal! Reviewed on: 7th July 2026

I like the points.

I like the points. I like the Pay in 3 but I wish it could be set up for more types of purchases. Reviewed on: 7th July 2026

I use PayPal for everything.

I use PayPal for everything. One time I had an issue and PayPal sorted it out without any problems. Reviewed on: 7th July 2026

Good for everyone

It’s just been a really efficient app and good alternative to banking Reviewed on: 7th July 2026

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